Meldrim Bankruptcy & Debt Lawyer, Georgia, page 4

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Murphy A. Cooper

Consumer Bankruptcy

Status: Inactive Licensed: 40 Years

CONTACT

6602 Abercorn Street, Savannah, GA 31405

Lawrence Stephen O'Hearn

Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

7 East Congress Street, Savannah, GA 31412

Stephen H. Harris

Federal Trial Practice, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

7 East Congress Street, Savannah, GA 31412

Thomas Lloyd Cole

Trademark, Social Security, Consumer Protection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

337 Commercial Drive, Savannah, GA 31406

Jill Hollingsworth Jenkins

Dispute Resolution, Employment Discrimination, Contract, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

2 East Bryan Street, Savannah, GA 31412

Melissa Melton

Intellectual Property, Litigation, Commercial Bankruptcy

Status: Inactive Licensed: 35 Years

CONTACT

222 E Factors Walk, Savannah, GA 31401

Kathleen Horne

Environmental Law Other, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

105 N Marsh Road, Savannah, GA 31410

Todd Christopher Newsom

Tax, Life & Health, Franchising, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

875 Warnell Drive, Richmond Hill, GA 31324

M. Christine Register

Litigation, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

410-A General Screven Way, Hinesville, GA 31313

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Meldrim Bankruptcy & Debt Lawyer, Georgia, page 4

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Murphy A. Cooper

Lawrence Stephen O'Hearn

Stephen H. Harris

Thomas Lloyd Cole

Jill Hollingsworth Jenkins

Melissa Melton

Kathleen Horne

Todd Christopher Newsom

M. Christine Register

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LEGAL TERMS

PRESUMED ABUSE

ABUSE

BULK SALES LAW

GUARANTOR

SETOFF

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISPOSABLE INCOME

FRAUDULENT TRANSFER

BANKRUPTCY

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