Merced Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Timothy Cecil Springer

Bankruptcy, Bankruptcy & Debt

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FREE CONSULTATION

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4905 N West Avenue, Fresno, CA 93705

Raymond John Isleib

Bankruptcy, Bankruptcy & Debt

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2837 G St, Merced, CA 95340

Rosedeep Kaur Sangha

Bankruptcy & Debt, Estate, Immigration, Lawsuit & Dispute, Real Estate

Status: Licensed: 10 Years

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2921 Sandstone St, Turlock, CA 95382

Justin Thomas Allen

Trusts, Family Law, Elder Law, Bankruptcy

Status: Licensed: 19 Years

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2300 Sylvan Ave, Modesto, CA 95357

Eric James Sousa

Agriculture, Trusts, Corporate, Credit & Debt

Status: Licensed: 20 Years

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100 Sycamore Ave, Modesto, CA 95354

Curtis Dean Colaw

Estate Planning, Bankruptcy, Contract, Personal Injury, Family Law

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1317 Oakdale Rd, Modesto, CA 95355

Patrick B. Greenwell

Criminal, Civil Rights, Bankruptcy, Bankruptcy & Debt

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1301 G Street., Modesto, CA 95354

Philip Brian Avila

Employee Rights, Insurance, Collection, Personal Injury

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2625 F Coffee Road, Modesto, CA 95353

Thomas Oscar Gillis

Landlord-Tenant, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 58 Years

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1006 H Street, Modesto, CA 95354

John Wesley Villines

Corporate, Credit & Debt, International Trade, Agriculture

Status: Licensed: 27 Years

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726 14Th St, Modesto, CA 95354

800-923-0641

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Merced Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Timothy Cecil Springer

Raymond John Isleib

Rosedeep Kaur Sangha

Justin Thomas Allen

Eric James Sousa

Curtis Dean Colaw

Patrick B. Greenwell

Philip Brian Avila

Thomas Oscar Gillis

John Wesley Villines

TIPS

LEGAL TERMS

WINDING UP

PREFERENCE

CHAPTER 13 PLAN

CREDIT COUNSELING

UNSECURED DEBT

401(K) PLAN

REAFFIRMATION

NUISANCE FEES

COLLECTION AGENCY

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