Milburn Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Steve D. Vidmer

Bankruptcy, Bankruptcy Litigation, Corporate, Child Support

Status: In Good Standing

FREE CONSULTATION

CONTACT

508 Broadway, Paducah, KY 42001

Greg Lathram

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

416 S. 5th Street, Paducah, KY 42003

Jesse Edward Wright

Mediation, Litigation, Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Mayfield, KY 42066

David Lee Hargrove

Commercial Real Estate, Litigation, Immigration, Insurance, Collection

Status: In Good Standing

CONTACT

310 South Sixth Street, Mayfield, KY 42066

Charles S Foster

Estate Planning, Corporate, Bankruptcy, Civil Rights

Status: In Good Standing

CONTACT

310 S 6Th St, Mayfield, KY 42066

Joseph W Johnson

Criminal, Bankruptcy, Personal Injury, Family Law

Status: In Good Standing

CONTACT

Fulton, KY 42041

Phillip Lynn Little

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Paducah, KY 42002

Jeffery Alford

Divorce, Child Custody, DUI-DWI, Criminal, Collection

Status: In Good Standing

CONTACT

Paducah, KY 42002

Jessica Shay Morgan

Litigation, Business, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

210 Lansing Avenue, Paducah, KY 42003

Craig Zeiss Clymer

General Practice

Status: In Good Standing

CONTACT

300 Clarence Gaines St, Paducah, KY 42003

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Milburn Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Steve D. Vidmer

Greg Lathram

Jesse Edward Wright

David Lee Hargrove

Charles S Foster

Joseph W Johnson

Phillip Lynn Little

Jeffery Alford

Jessica Shay Morgan

Craig Zeiss Clymer

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CHAPTER 7 BANKRUPTCY

COSIGNER

UNSECURED DEBT

DEFINED CONTRIBUTION PLAN

CREDIT BUREAU

FCBA

TRADE NAME

CREDIT INSURANCE

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