Milburn Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Greg Lathram

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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416 S. 5th Street, Paducah, KY 42003

Steve D. Vidmer

Bankruptcy, Bankruptcy Litigation, Corporate, Child Support

Status: In Good Standing

FREE CONSULTATION

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508 Broadway, Paducah, KY 42001

Joseph W Johnson

Criminal, Bankruptcy, Personal Injury, Family Law

Status: In Good Standing

CONTACT

Fulton, KY 42041

Jesse Edward Wright

Mediation, Litigation, Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Mayfield, KY 42066

David Lee Hargrove

Commercial Real Estate, Litigation, Immigration, Insurance, Collection

Status: In Good Standing

CONTACT

310 South Sixth Street, Mayfield, KY 42066

Charles S Foster

Estate Planning, Corporate, Bankruptcy, Civil Rights

Status: In Good Standing

CONTACT

310 S 6Th St, Mayfield, KY 42066

Angela Suzanne Hawkins

General Practice

Status: In Good Standing

CONTACT

143 N. Sycamore Drive, Paducah, KY 42001

Brian Scott Katz

General Practice

Status: In Good Standing

CONTACT

2226 Broadway, Paducah, KY 42002

Ryan Renuall Yates

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

817 Broadway, Paducah, KY 42003

Samuel Joseph Wright

Immigration, Divorce, Consumer Protection, Bankruptcy

Status: In Good Standing

CONTACT

4975 Alben Barkely Drive, Paducah, KY 42002

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CCCS

See Consumer Credit Counseling Service.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Milburn Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Greg Lathram

Steve D. Vidmer

Joseph W Johnson

Jesse Edward Wright

David Lee Hargrove

Charles S Foster

Angela Suzanne Hawkins

Brian Scott Katz

Ryan Renuall Yates

Samuel Joseph Wright

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

CCCS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DISPOSABLE INCOME

GUARANTEED RESERVATION

COSIGNER

NUISANCE FEES

MEETING OF CREDITORS

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