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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard Onorevole

Landlord-Tenant, Collection

Status: In Good Standing

CONTACT

101 N Beverwyck Rd, Lake Hiawatha, NJ 07034

Howard Schachter

Litigation, Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

7 Entin Rd, Parsippany, NJ 07054

Howard Schachter

Business & Trade, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

7 Entin Rd, Parsippany, NJ 07054

Howard Schachter

Business & Trade, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

7 Entin Rd, Parsippany, NJ 07054

Damon Sedita

Environmental Law Other, Environmental Law, Collection, Car Accident

Status: In Good Standing

CONTACT

1680 State Rte. 23, Wayne, NJ 07470

Larry B. Goodman

Criminal, Bankruptcy & Debt, Real Estate, Bankruptcy, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

10 Evans Place, Pompton Plains, NJ 07444

Michael Jon Peters

Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

7 Entin Road, Parsippany, NJ 07054

Douglas Charipper

Personal Injury, Collection, Workers' Compensation, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

7 Century Dr, Parsippany, NJ 07054

Victor Spinelli

Foreclosure, Wills & Probate, Business, Collection

Status: In Good Standing

CONTACT

7 Century Drive, Parsippany, NJ 07054

Linda Mainenti-Walsh

Family Law, Child Custody, Adoption, Collection

Status: In Good Standing

CONTACT

165 East Main Street, Denville, NJ 07834

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Montville Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Richard Onorevole

Howard Schachter

Howard Schachter

Howard Schachter

Damon Sedita

Larry B. Goodman

Michael Jon Peters

Douglas Charipper

Victor Spinelli

Linda Mainenti-Walsh

TIPS

LEGAL TERMS

MEANS TEST

FAIR CREDIT BILLING ACT (FCBA)

BULK SALES LAW

CHAPTER 13 BANKRUPTCY

GENERAL PARTNER

DISPOSABLE INCOME

FRATERNAL BENEFIT SOCIETY BENEFITS

CURRENT MONTHLY INCOME

IRS EXPENSES

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