Montville Collection Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph D Sullivan

Litigation, Estate, Corporate, Collection, Accident & Injury

Status: In Good Standing

CONTACT

8 Ridgedale Avenue, Cedar Knolls, NJ 07927

Matthew Taylor Sheffield

Employment, Consumer Protection, Credit & Debt, Collection

Status: In Good Standing Licensed: 12 Years

CONTACT

3010 Route 10 West, Denville, NJ 07834

Linda Mainenti-Walsh

Family Law, Child Custody, Adoption, Collection

Status: In Good Standing

CONTACT

165 East Main Street, Denville, NJ 07834

Norman George Kalina

Health Care Other, Estate, Criminal, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

49 Shongum Road, Dover, NJ 07869

Kathleen B. Riordan

Litigation, Estate Planning, Contract, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

15 Sherbrooke Drive, Florham Park, NJ 07932

Stephen John Simoni

Litigation, Employment, Misdemeanor, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

30 B Vreeland Rd, Florham Park, NJ 07932

Paul D'Alessandro

Divorce & Family Law, Real Estate, Traffic, Estate, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

785 Franklin Ave, Franklin Lakes, NJ 07417

Paul D'Alessandro

Divorce & Family Law, Real Estate, Traffic, Estate, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

785 Franklin Ave, Franklin Lakes, NJ 07417

Richard Onorevole

Landlord-Tenant, Collection

Status: In Good Standing

CONTACT

101 N Beverwyck Rd, Lake Hiawatha, NJ 07034

Stuart Nachbar

Bankruptcy & Debt, Collection, Bankruptcy, Credit & Debt, Banking & Finance

Status: In Good Standing Licensed: 30 Years

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CONTACT

354 Eisenhower Parkway, Livingston, NJ 07039

800-923-0641

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800-943-8690

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Montville Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Joseph D Sullivan

Matthew Taylor Sheffield

Linda Mainenti-Walsh

Norman George Kalina

Kathleen B. Riordan

Stephen John Simoni

Paul D'Alessandro

Paul D'Alessandro

Richard Onorevole

Stuart Nachbar

TIPS

LEGAL TERMS

FCBA

GRACE PERIOD

PREFERENCE

LIEN

TOXIC TORT

SETOFF

AUTOMATIC STAY

GUARANTEED RESERVATION

TRUTH IN LENDING ACT (TILA)

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