Mount Auburn Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Edward Costa

Construction, Litigation, Civil Rights, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

225 N Water St, Decatur, IL 62525

Jarred Rahar

Collection, Child Custody, Divorce, Family Law

Status: In Good Standing

CONTACT

1011 North Webster Street, Taylorville, IL 62568

David Reimer

Estate Planning, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

132 S Water St, Decatur, IL 62523

William Trimble

Tax, Insurance, Transactions, Bankruptcy

Status: In Good Standing

CONTACT

132 South Water Street, Decatur, IL 62525

David Nicholas Reimer

Estate Planning, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

132 S Water St, Decatur, IL 62523

Monica Hawkins

Workers' Compensation, DUI-DWI, Collection, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

363 S Main St, Decatur, IL 62523

Diane Couri

Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

132 S Water St, Decatur, IL 62523

Faiq Mihlar

Real Estate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

601 E William St, Decatur, IL 62525

Faiq M. Mihlar

Real Estate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

601 E William St, Decatur, IL 62525

John L. Greenleaf

Education, Visa, Wills, Estate, Bankruptcy

Status: In Good Standing

CONTACT

2456 North Main Street, Decatur, IL 62526

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CCCS

See Consumer Credit Counseling Service.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Mount Auburn Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Edward Costa

Jarred Rahar

David Reimer

William Trimble

David Nicholas Reimer

Monica Hawkins

Diane Couri

Faiq Mihlar

Faiq M. Mihlar

John L. Greenleaf

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LEGAL TERMS

CREDIT BUREAU

TRADE NAME

HOUSEHOLDER

TRUTH IN LENDING ACT (TILA)

CCCS

CREDIT COUNSELING

FRATERNAL BENEFIT SOCIETY BENEFITS

ADMINISTRATIVE EXPENSES

UNDUE HARDSHIP

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