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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Lyndsay S. Ott

Collection, Banking & Finance, Corporate, Real Estate

Status: In Good Standing

CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Derek J. Brackon

Business Organization, Family Law, Collection, Wills & Probate

Status: In Good Standing

CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Gary Francis Kennedy

Juvenile Law, Family Law, Collection, Landlord-Tenant

Status: In Good Standing Licensed: 13 Years

CONTACT

16 Market St, Mount Clemens, MI 48043

Michael Kitchen

Intellectual Property, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

59 N Walnut St, Mount Clemens, MI 48043

Larry A. Macdonald

Criminal, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

32 Market St, Mount Clemens, MI 48043

Stephen M. Steinhardt

Other, Federal Appellate Practice, Criminal, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

44 1St St, Mount Clemens, MI 48043

Saima Rehman Khalil

Family Law, Divorce & Family Law, Collection, Children's Rights

Status: In Good Standing Licensed: 12 Years

CONTACT

134 Market St, Mount Clemens, MI 48043

James S. Lawrence

Criminal, Constitutional Law, Civil Rights, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

235 S Gratiot Ave, Mount Clemens, MI 48043

Ari W. Lehman

Transactions, Antitrust, Business, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

309 Southbound Gratiot, Mount Clemens, MI 48043

Joseph Jared Hardy

Collection, Entertainment, Federal Appellate Practice, Criminal

Status: In Good Standing Licensed: 3 Years

CONTACT

21721 Laurel St, Clinton Township, MI 48035

800-923-0641

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Mount Clemens Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Lyndsay S. Ott

Derek J. Brackon

Gary Francis Kennedy

Michael Kitchen

Larry A. Macdonald

Stephen M. Steinhardt

Saima Rehman Khalil

James S. Lawrence

Ari W. Lehman

Joseph Jared Hardy

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LEGAL TERMS

GUARANTEED RESERVATION

SECRET WARRANTY PROGRAM

PRESUMED ABUSE

NUISANCE FEES

UNDUE HARDSHIP

ACCORD AND SATISFACTION

REDEMPTION

S CORPORATION

CREDIT REPORT

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