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Ronald Lasko
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R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Donna J. Parisi

Real Estate, Estate, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

6525 W Campus Oval, New Albany, OH 43054

Tanner Lawrence

Corporate, Consumer Bankruptcy

Status: In Good Standing

CONTACT

6525 W Campus Oval, New Albany, OH 43054

Cnc Cottone

Family Law, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

5195 Hampsted Village Center Way, New Albany, OH 43054

Jeffery Dwain Sammons

Tax, Elder Law, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

102 W Main St, New Albany, OH 43054

David James Demers

Electronic Commerce, Environmental Law, Insurance, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

260 Market St, New Albany, OH 43054

Michael James Barren

Lawsuit & Dispute, Sports, Divorce & Family Law, Business Organization, Bankruptcy Litigation

Status: In Good Standing

CONTACT

110 Polaris Parkway, Westerville, OH 43082

Adam Kane Vernau

Energy, Public Utilities, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

1288 Brittney Hills Dr, Newark, OH 43055

Nicholas Mario Pasquarella

Divorce, Child Custody, Criminal, Dissolution, Family Law

Status: In Good Standing Licensed: 11 Years

CONTACT

608 Office Parkway, Westerville, OH 43082

Erick Randolph Alden

Corporate, Real Estate, Federal Appellate Practice, Commercial Bankruptcy

Status: In Good Standing Licensed: 58 Years

CONTACT

616 Office Pkwy, Westerville, OH 43082

Susan Porter

Litigation, Patent, Workers' Compensation, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

4523 Neiswander Sq, New Albany, OH 43054

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SAMPLE LEGAL CASES

Cleveland Metro. Bar Assn. v. Kaplan

... {Â¶ 4} On May 21, 2007, Tina Marie Burge filed a grievance with relator alleging that she paid respondent $350 to convert her pending Chapter 13 bankruptcy to a Chapter 7 but that he did not perform the requested service and did not respond to her phone calls. ...

Ohio State Bar Assn. v. Martin

... We The People stores use workbooks, prepared by WTPUSA, that are essentially questionnaires pertaining to specific legal problems such as bankruptcy, divorce, dissolution, and probate. ... They also offered divorce for $349, bankruptcy for $199, and incorporation for $399. ...

Cleveland Metro. Bar Assn. v. Gresley

... 432 Count Two. {Â¶ 6} In April 2009, a husband and wife retained respondent to file a Chapter 13 bankruptcy on their behalf. Although respondent promised to file the bankruptcy petition on April 3, 2009, he did not do so until May 26, 2009. ...

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Mount Liberty Bankruptcy Lawyer, Ohio, page 3

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Donna J. Parisi

Tanner Lawrence

Cnc Cottone

Jeffery Dwain Sammons

David James Demers

Michael James Barren

Adam Kane Vernau

Nicholas Mario Pasquarella

Erick Randolph Alden

Susan Porter

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

DISPOSABLE INCOME

TRUTH IN LENDING ACT (TILA)

CREDIT INSURANCE

CREDITOR

PRESUMED ABUSE

REAFFIRMATION

GRACE PERIOD

LIMITED PARTNERSHIP

SAMPLE LEGAL CASES

Cleveland Metro. Bar Assn. v. Kaplan

Ohio State Bar Assn. v. Martin

Cleveland Metro. Bar Assn. v. Gresley

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