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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jayson Lutzky

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Accident & Injury, Bankruptcy, Divorce & Family Law, Estate, Real Estate

Jayson Lutzky has 30 years of proven legal experience, both as a trial litigator and as a tough negotiator. His reasonably priced legal representation... (more)

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CONTACT

800-781-4910

1740 Hone Avenue, Bronx, NY 10461

Lucille M. Barbato

Industry Specialties, Divorce & Family Law, Business, Bankruptcy & Debt

Status: Licensed: 40 Years

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2622 E Tremont Ave, Bronx, NY 10461

Charles H. Spiegel

Industry Specialties, Occupational Safety & Health, Business, Bankruptcy & Debt

Status: Licensed: 60 Years

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2622 E Tremont Ave, Bronx, NY 10461

Sanam Nowrouzzadeh

General Practice

Status: Licensed: 19 Years

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549 E 234th St, Bronx, NY 10470

Dele Theresa Ibhagbedua

Civil & Human Rights, Business, Bankruptcy & Debt

Status: Licensed: 19 Years

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4224 White Plains Rd, Bronx, NY 10466

Yolanda Rivero

Real Estate, Bankruptcy & Debt

Status: Licensed: 27 Years

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2588 Flint Ave, Bronx, NY 10475

Anne Michelle Littwin

Real Estate, Estate, Civil & Human Rights, Bankruptcy & Debt

Status: Licensed: 25 Years

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3725 Henry Hudson Pkwy, Bronx, NY 10463

Donovan Locksley Griffiths

Real Estate, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

3958 Bronxwood Ave, Bronx, NY 10466

Douglas Manalieta Malcolm

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

1179 E 224Th St, Bronx, NY 10466

Stanley L. Jacobson

Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 62 Years

CONTACT

111 E 210Th St, Bronx, NY 10467

800-814-6700

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Mount Vernon Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jayson Lutzky

Lucille M. Barbato

Charles H. Spiegel

Sanam Nowrouzzadeh

Dele Theresa Ibhagbedua

Yolanda Rivero

Anne Michelle Littwin

Donovan Locksley Griffiths

Douglas Manalieta Malcolm

Stanley L. Jacobson

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LEGAL TERMS

CREDITOR

ABUSE

GUARANTEED RESERVATION

CHAPTER 13 PLAN

LIABILITY

DISCHARGE (OF DEBTS)

HOUSEHOLDER

CURRENT MONTHLY INCOME

FAIR CREDIT REPORTING ACT (FCRA)

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