Mount Vernon Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

x
Click For More Info:

Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Jayson Lutzky

✓

Accident & Injury, Bankruptcy, Divorce & Family Law, Estate, Real Estate

Jayson Lutzky has 30 years of proven legal experience, both as a trial litigator and as a tough negotiator. His reasonably priced legal representation... (more)

FREE CONSULTATION

CONTACT

800-781-4910

1740 Hone Avenue, Bronx, NY 10461

Benjamin Rosenberg

Bankruptcy & Debt, Criminal, Divorce & Family Law, Accident & Injury

Status: Licensed: 34 Years

CONTACT

1425 E. Gun Hill Road, Bronx, NY 10469

David Brodman

Reorganization, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 28 Years

FREE CONSULTATION

CONTACT

633 Lydig Avenue, Bronx, NY 10462

Donald H. London

Immigration, Bankruptcy & Debt, Visa

Status: Licensed: 42 Years

CONTACT

984 North Broadway, Yonkers, NY 10701

Erina R. Ponzini

Wills & Probate, Estate, Business, Bankruptcy

Status:

CONTACT

140 Huguenot Street, New Rochelle, NY 10801

Peter T. Nguyen

Real Estate, Divorce, Bankruptcy, Personal Injury, Divorce & Family Law

Status: Licensed: 26 Years

CONTACT

1809 Paulding Ave, Bronx, NY 10462

Raafat Samir Toss

Civil Rights, Bankruptcy & Debt, Personal Injury

Status: Licensed: 28 Years

CONTACT

1250 Waters Pl, Bronx, NY 10461

Lauren Gottfried

Litigation, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 36 Years

CONTACT

2005 Palmer Ave, Larchmont, NY 10538

Richard Joel Rubin

Real Estate, Corporate, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 66 Years

CONTACT

550 Mamaroneck Ave, Harrison, NY 10528

Bruce Bronson

Sales & Use Tax, Litigation, Business, Bankruptcy

Status:

CONTACT

600 Mamaroneck Avenue, Harrison, NY 10528

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT FILE

See credit report.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SORT BY:

FILTER BY:

Free Consultation
Male
Female
Suspended

Mount Vernon Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Jayson Lutzky

Benjamin Rosenberg

David Brodman

Donald H. London

Erina R. Ponzini

Peter T. Nguyen

Raafat Samir Toss

Lauren Gottfried

Richard Joel Rubin

Bruce Bronson

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

TRADE NAME

BANKRUPTCY TRUSTEE

GUARANTEED RESERVATION

LIEN

CREDIT FILE

CHAPTER 13 BANKRUPTCY

COLLECTION AGENCY

FAIR CREDIT BILLING ACT (FCBA)

SORT BY:

FILTER BY:

PRACTICE AREAS 30

NEARBY CITY SUGGESTIONS