Neapolis Bankruptcy & Debt Lawyer, Ohio

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Jerry P. Purcel Lawyer

Jerry P. Purcel

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Accident & Injury, DUI-DWI, Car Accident, Bankruptcy & Debt, Divorce & Family Law

Jerry P. Purcel is a general practice attorney who has extensive experience in bankruptcy, personal injury, family law, and criminal defense cases. Wh... (more)

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800-689-0531

Jennifer L. Fogle

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

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Emily K. Richter

Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Larry Edward Yunker

Real Estate, Estate, Corporate, Collection
Status:  In Good Standing           Licensed:  16 Years

Joseph John Urenovitch

General Practice
Status:  In Good Standing           Licensed:  29 Years

Gary Martin Harden

Tax, Real Estate, Corporate, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  44 Years

Colin Joseph Mcquade

Corporate, Bankruptcy, Personal Injury, Family Law
Status:  In Good Standing           Licensed:  44 Years

Alan J. Lehenbauer

Personal Injury, Bankruptcy, Divorce, Estate Planning
Status:  In Good Standing           

Charles Stephen Barlett

Entertainment, Trusts, Family Law, Credit & Debt
Status:  In Good Standing           Licensed:  9 Years

Ann Marie Mccauley

Litigation, Federal Appellate Practice, Corporate, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  25 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.