North Bend Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Michael Allen Brown

Land Use & Zoning, Contract, Credit & Debt, Landlord-Tenant

Status: In Good Standing

FREE CONSULTATION

CONTACT

250 East Fifth Street, Cincinnati, OH 45202

Patrick J. Conway

Foreclosure, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

810 Sycamore Street, Cincinnati, OH 45202

Aaron Howard Kaplan

Estate Planning, Estate, Elder Law, Credit & Debt

Status: In Good Standing

CONTACT

425 Walnut St, Cincinnati, OH 45202

Aaron Matthew Cole

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

3962 Red Bank Road, Cincinnati, OH 45227

Allison A Hudson

Credit & Debt, Personal Injury, Workers' Compensation, Trusts

Status: In Good Standing Licensed: 9 Years

CONTACT

312 Plum Street, Cincinnati, OH 45202

Andrew Philip Brasse

Traffic, Divorce, Child Custody, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

810 Sycamore Street, Cincinnati, OH 45202

Bradley Aaron Reisenfeld

Real Estate, Banking & Finance, Bankruptcy, Medical Malpractice, Credit & Debt

Status: In Good Standing

CONTACT

3962 Red Bank Rd, Hillsboro, OH 45227

Brie Summer Rogers

Accident & Injury, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

1 Procter & Gamble Plaza, Cincinnati, OH 45202

Bruce Kelly Gilster

Bankruptcy & Debt, Commercial Bankruptcy, Collection, Credit & Debt, Power of Attorney

Status: In Good Standing

CONTACT

119 E Court St, Cincinnati, OH 45202

C. Edward Noe

Bankruptcy & Debt, Credit & Debt, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

810 Sycamore St, Cincinnati, OH 45202

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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North Bend Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Michael Allen Brown

Patrick J. Conway

Aaron Howard Kaplan

Aaron Matthew Cole

Allison A Hudson

Andrew Philip Brasse

Bradley Aaron Reisenfeld

Brie Summer Rogers

Bruce Kelly Gilster

C. Edward Noe

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

CREDIT REPORT

CREDIT BUREAU

UNDUE HARDSHIP

CREDIT COUNSELING

401(K) PLAN

BANKRUPTCY TRUSTEE

INTEREST

TRUTH IN LENDING ACT (TILA)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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