Ogle County, IL Collection Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Ogle Collection lawyer.
Below are all Ogle lawyers.

Douglas Floski

Land Use & Zoning, Traffic, DUI-DWI, Transactions

Status: In Good Standing Licensed: 43 Years

CONTACT

220 W Third St, Byron, IL 61010

Douglas Porter Floski

Criminal, Estate, Real Estate, Business

Status: In Good Standing Licensed: 43 Years

CONTACT

220 West Third Street, Byron, IL 61010

Cassandra Ann Gottschalk

General Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

418 W. Blackhawk Dr., Byron, IL 61010

Maria Noelle Berger

Real Estate, Estate, Divorce & Family Law, Business

Status: In Good Standing Licensed: 24 Years

CONTACT

418 W Blackhawk Dr, Byron, IL 61010

Rebecca S. Riffe

General Practice

Status: Inactive Licensed: 38 Years

CONTACT

2526 E Bourbonnais Pl, Byron, IL 61010

Brian Patrick Mccarey

General Practice

Status: Inactive Licensed: 31 Years

CONTACT

1241 Joanne Ter, Byron, IL 61010

Janet Buttron

Federal Appellate Practice, Family Law, Juvenile Law, Administrative Law

Status: In Good Standing

CONTACT

8525 Flagg Rd, Chana, IL 61015

Janet Buttron

Federal Appellate Practice, Family Law, Juvenile Law, Administrative Law

Status: In Good Standing

CONTACT

8525 Flagg Rd, Chana, IL 61015

Thomas Henry James

International, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

310 1St Ave Ave, Forreston, IL 61030

Philip John Zaffer

General Practice

Status: In Good Standing Licensed: 49 Years

CONTACT

10296 West Grove Road, Forreston, IL 61030

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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Ogle County, IL Collection Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Douglas Floski

Douglas Porter Floski

Cassandra Ann Gottschalk

Maria Noelle Berger

Rebecca S. Riffe

Brian Patrick Mccarey

Janet Buttron

Janet Buttron

Thomas Henry James

Philip John Zaffer

TIPS

LEGAL TERMS

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

INTEREST

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT COUNSELING

NONEXEMPT PROPERTY

DISCHARGE (OF DEBTS)

LIMITED PARTNERSHIP

C CORPORATION

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