Orinda Bankruptcy & Debt Lawyer, California

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Darya Druch
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Darya S. Druch, Attorney at Law
One Kaiser Plaza, Suite 1010 Oakland, CA 94612Â» view map
Bankruptcy, Chapter 7, Chapter 13
Don't Be Afraid To Call

I represent individuals and companies that want to file for bankruptcy to discharge or reorganize their debts.

800-965-9601
1. Darya Druch Oakland, CA
  Attorney At Law - CA, 1988
  Indiana Univ. J.D. 1988
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Manuel Alzamora Juarez

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Dog Bite, Auto Accident Injury & Bankruptcy

DOG BITE IN 0AKLAND-ANTIOCH-BERKELEY-STOCKTON & SAN FRANCISCO-CALIFORNIA? THERE IS HELP FOR YOUR DOG BITE INJURIES. CALL ATTORNEY/MANUEL A. JUAREZ AT ... (more)

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Max Cline

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510-879-7560

212 9th Street, Oakland, CA 94607

Darya S. Druch

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Reorganization, Banking & Finance

Status: In Good Standing Licensed: 31 Years

FREE CONSULTATION

CONTACT

One Kaiser Plaza, Oakland, CA 94612

Peter H. Liederman

Environmental Law, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 21 Years

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2444 Russell St, Berkeley, CA 94705

Lawrence L. Szabo

Ethics, Consumer Protection, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 41 Years

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3608 Grand Ave, Oakland, CA 94610

Stan Riddle

Bankruptcy, Reorganization

Status: In Good Standing Licensed: 26 Years

FREE CONSULTATION

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1300 Clay Street, Oakland, CA 94612

Eric Boeing

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1300 Clay St, Ste 600, Oakland, CA 94612

Sally Elkington

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

409 13th Street, 10th Floor, Oakland, CA 94612

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

Orinda Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Darya S. Druch, Attorney at Law

SPONSORED LAWYERS

Manuel Alzamora Juarez

Max Cline

Samuel Pooler

Darya S. Druch

Peter H. Liederman

Lawrence L. Szabo

Stan Riddle

Eric Boeing

Sally Elkington

TIPS

LEGAL TERMS

REPOSSESSION

LIABILITY

SECRET WARRANTY PROGRAM

WINDING UP

FRAUDULENT TRANSFER

COLLECTION AGENCY

UNDUE HARDSHIP

401(K) PLAN

CCCS

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