Oxnard Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Eric Ridley

Estate Planning, Wills & Probate, Bankruptcy & Debt, Trusts

Status: Licensed: 15 Years

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567 W. Channel Islands Blvd., Port Hueneme, CA 93041

William E. Winfield

Bankruptcy & Debt, Business, Real Estate, Securities

Status: Licensed: 40 Years

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5811 Olivas Park Drive,, Ventura, CA 93003

Emmanuel Fomukong Fobi

Real Estate, Immigration, Bankruptcy, Car Accident, Accident & Injury

Status: Licensed: 25 Years

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309 S A St, Oxnard, CA 93030

Todd Joseph Mannis

Traffic, Visa, Bankruptcy, Defamation & Slander

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5700 Ralston St, Ventura, CA 93003

Janet Audrey Lawson

Education, Bankruptcy, Bankruptcy & Debt, Personal Injury, Car Accident

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3639 E Harbor Blvd, Ventura, CA 93001

Daniel A Higson

Education, Construction, Litigation, Estate, Bankruptcy

Status: Licensed: 48 Years

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5450 Telegraph Road, Ventura, CA 93003

Brian Hiroshi Nomi

Real Estate, Child Custody, Bankruptcy, Bankruptcy & Debt, Land Use & Zoning

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215 E Daily Dr, Camarillo, CA 93010

David Scott Quintana

Lawsuit & Dispute, Estate, Employment, Divorce & Family Law, Bankruptcy

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1000 Town Center Dr, Oxnard, CA 93036

Larry Dale Webb

Wills, Wills & Probate, Trusts, Bankruptcy

Status: Licensed: 21 Years

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484 Mobil Avenue, Camarillo, CA 93010

Juan M. Higuera

Estate, Criminal, Consumer Rights, Bankruptcy, Car Accident

Status: Licensed: 12 Years

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5450 Telegraph Rd, Ventura, CA 93003

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCRA

See Fair Credit Reporting Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Oxnard Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Eric Ridley

William E. Winfield

Emmanuel Fomukong Fobi

Todd Joseph Mannis

Janet Audrey Lawson

Daniel A Higson

Brian Hiroshi Nomi

David Scott Quintana

Larry Dale Webb

Juan M. Higuera

TIPS

LEGAL TERMS

CREDIT INSURANCE

WORKOUT

PREFERENCE

COSIGNER

401(K) PLAN

FCRA

LIEN

CHAPTER 13 BANKRUPTCY

SECRET WARRANTY PROGRAM

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