Packwood Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Helen M. Nowlin

Contract, Environmental Law Other, Land Use & Zoning, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

Glenoma, WA 98336

Bradley Eugene Gearheard

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

1206 Wells St, Enumclaw, WA 98022

Steven Richard Levy

Bankruptcy, Personal Injury, Civil Rights, Family Law

Status: Inactive Licensed: 52 Years

CONTACT

Graham, WA 98338

Nancy Mckenney Allo

Estate Planning, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

16417 133Rd Ave E, Puyallup, WA 98374

Kristi Linn Scholz-O'Leary

Contract, Land Use & Zoning, Commercial Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 19 Years

CONTACT

13921 Mccutcheon Rd E, Orting, WA 98360

William F Wright

Land Use & Zoning, Dispute Resolution, Administrative Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

8910 Main St E, Bonney Lake, WA 98391

Shannon M. W. Kraft

Landlord-Tenant, Estate Planning, Corporate, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

8910 Main St E, Bonney Lake, WA 98391

John Stuart Woodburne

Bankruptcy

Status: Inactive Licensed: 53 Years

CONTACT

605 Ofarrell Cutoff Rd E, Bonney Lake, WA 98391

Douglas James Kaukl

Commercial Real Estate, Estate Planning, Bankruptcy, Personal Injury

Status: Inactive Licensed: 52 Years

CONTACT

11718 141St St E, Puyallup, WA 98374

John Loughlin Smith

Corporate, International Other, Employment Discrimination, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

16401 88th Avenue Ct E, Puyallup, WA 98375

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Packwood Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Helen M. Nowlin

Bradley Eugene Gearheard

Steven Richard Levy

Nancy Mckenney Allo

Kristi Linn Scholz-O'Leary

William F Wright

Shannon M. W. Kraft

John Stuart Woodburne

Douglas James Kaukl

John Loughlin Smith

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LEGAL TERMS

CREDIT INSURANCE

INTEREST

COLLECTION AGENCY

FRAUDULENT TRANSFER

ACCORD AND SATISFACTION

FRATERNAL BENEFIT SOCIETY BENEFITS

WORKOUT

REDEMPTION

WINDING UP

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