Pahokee Credit & Debt Lawyer, Florida, page 12

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Austin Scott Elliott

Securities, Oil & Gas, Credit & Debt, Public Finance

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6800 Broken Sound Parkway Nw, Boca Raton, FL 33487

Steven Newburgh

Mass Torts, Litigation, Credit & Debt, Bankruptcy

Status: Licensed: 43 Years

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6111 Broken Sound Pkwy Nw, Boca Raton, FL 33487

Tiffanie Ashley Feuer Waldman

Corporate, Credit & Debt, Civil Rights, Construction

Status: Licensed: 15 Years

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6409 Congress Ave, Boca Raton, FL 33487

Hadi Seyed-ali

Commercial Real Estate, Litigation, Banking & Finance, Credit & Debt

Status: Licensed: 11 Years

CONTACT

6409 Congress Avenue, Boca Raton, FL 33487

Mindy Ashley Clarke

Credit & Debt

Status: Licensed: 13 Years

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6409 Congress Ave, Boca Raton, FL 33487

Daniel Timothy Welch

Criminal, Credit & Debt

Status: Licensed: 8 Years

CONTACT

1 Harbourside Drive, Delray Beach, FL 33483

Jeffrey Robert Eisensmith

Credit & Debt, Corporate, Civil Rights, Construction

Status: Licensed: 45 Years

CONTACT

5561 N University Dr, Pompano Beach, FL 33067

Steven R Cohen

Bankruptcy, Civil Rights, Commercial Real Estate, Credit & Debt

Status: Licensed: 49 Years

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7351 Wiles Rd, Pompano Beach, FL 33067

Allison Heather Scott

Estate Planning, Criminal, Credit & Debt

Status: Licensed: 10 Years

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3020 N Military Trl, Boca Raton, FL 33431

Peter Bruce Weintraub

Real Estate, Lawsuit & Dispute, Business, Credit & Debt

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2700 N Military Trl, Boca Raton, FL 33431

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida, page 12

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Austin Scott Elliott

Steven Newburgh

Tiffanie Ashley Feuer Waldman

Hadi Seyed-ali

Mindy Ashley Clarke

Daniel Timothy Welch

Jeffrey Robert Eisensmith

Steven R Cohen

Allison Heather Scott

Peter Bruce Weintraub

TIPS

LEGAL TERMS

GRACE PERIOD

FRAUDULENT TRANSFER

PREFERENCE

CURRENT MONTHLY INCOME

FAIR LABOR STANDARDS ACT (FLSA)

DEFINED CONTRIBUTION PLAN

DEBT COLLECTOR

GENERAL PARTNER

IRS EXPENSES

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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