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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Denby

Federal Appellate Practice, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

Carlinville, IL 62626

Thomas Day Denby

Real Estate, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 36 Years

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Carlinville, IL 62626

James C. Brandenburg

Motor Vehicle, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

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128 S Broad St, Carlinville, IL 62626

Carl Ernest Kasten

Construction, Agriculture, Contract, Collection

Status: In Good Standing Licensed: 55 Years

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130 E Main St, Carlinville, IL 62626

Gregory Robert Mollerud

Traffic, Health Care, Insurance, Collection

Status: In Good Standing Licensed: 21 Years

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521 Willows Ave, Chatham, IL 62629

David A. Kelm

Administrative Law, Child Custody, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

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Chatham, IL 62629

Gina Marie Verticchio

Municipal, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

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100 E Chestnut, Gillespie, IL 62033

Gina Verticchio

Municipal, Estate Planning, Family Law, Bankruptcy, Criminal

Status: In Good Standing Licensed: 15 Years

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100 E Chestnut, Gillespie, IL 62033

George Bradley Hantla

Banking & Finance, Collection, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 52 Years

CONTACT

Litchfield, IL 62056

Peter Charles Drummond

Social Security, Workers' Compensation, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

703 W Union Ave, Litchfield, IL 62056

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CCCS

See Consumer Credit Counseling Service.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

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Palmyra Bankruptcy & Debt Lawyer, Illinois

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PMJ PLLC

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Thomas Denby

Thomas Day Denby

James C. Brandenburg

Carl Ernest Kasten

Gregory Robert Mollerud

David A. Kelm

Gina Marie Verticchio

Gina Verticchio

George Bradley Hantla

Peter Charles Drummond

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

DISPOSABLE INCOME

FCBA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SUBROGATION

ACCORD AND SATISFACTION

DEBT COLLECTOR

CCCS

LIMITED PARTNERSHIP

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