Pasco County, FL Reorganization Lawyers

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Adham A. Yennes Lawyer

Adham A. Yennes

VERIFIED
Immigration, Real Estate, Business, Bankruptcy & Debt

I am multi-lingual with a business background, I have worked in the financial industry for over five years, I bring this experience with me to Yennes ... (more)

FREE CONSULTATION 

CONTACT

800-873-3840

Drew Ben Hudgins Lawyer

Drew Ben Hudgins

VERIFIED
Accident & Injury, Lawsuit & Dispute, Slip & Fall Accident, Premises Liability, Car Accident

Drew Ben Hudgins, Esquire, has successfully represented injured people throughout Florida since 1982. Mr. Hudgins was born and grew up in Tampa, Fl... (more)

FREE CONSULTATION 

CONTACT

800-701-8130

Suzanne R. Cichon Lawyer

Suzanne R. Cichon

VERIFIED
Divorce & Family Law, Construction

Suzanne Cichon is the founder and managing attorney of Athena Law PLLC. She is committed to providing quality legal services to her clients in the mos... (more)

John M. Cullum Lawyer

John M. Cullum

VERIFIED
Estate

John M. Cullum is a practicing lawyer in the state of Florida handling Estate matters.

FREE CONSULTATION 

CONTACT

813-997-9025

Curtis M Crider

Criminal
Status:  In Good Standing           

Audrey A. Jefferis

Farms, Family Law, Divorce, Child Support
Status:  In Good Standing           

Mercedes Gonzalez Hale

Real Estate, Corporate, Franchising, Business
Status:  In Good Standing           

J. Stephen Doran

Landlord-Tenant, Real Estate, Litigation, Personal Injury
Status:  In Good Standing           

Christopher Charles Dyer

Traffic, Criminal, Personal Injury, Accident & Injury, Mass Torts
Status:  In Good Standing           Licensed:  15 Years

FREE CONSULTATION 

CONTACT

Brendan Russell Riley

Criminal, Credit & Debt, Car Accident, Corporate, Consumer Rights
Status:  In Good Standing           Licensed:  14 Years

Free Help: Use This Form or Call 800-620-0900

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.