Pawleys Island Bankruptcy & Debt Lawyer, South Carolina, page 2

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jacob Michael Mills

Insurance, Credit & Debt, Personal Injury, Civil Rights

Status: In Good Standing Licensed: 9 Years

CONTACT

297 Willbrook Blvd, Pawleys Island, SC 29585

Paige Fowler Bellamy

Landlord-Tenant, Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

5182-A Horry Drive, Murrells Inlet, SC 29576

Gregory Lynn Frost

Personal Injury, Commercial Bankruptcy, Criminal

Status: In Good Standing

CONTACT

205 Sea Island Drive, Georgetown, SC 29440

Gregory W. Buhler

Industry Specialties, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

62 Knotty Pine Way, Murrells Inlet, SC 29576

Apryl K Haden

Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 8 Years

CONTACT

6 Village North Drive, Murrells Inlet, SC 29576

Daryle A. Walker

Bankruptcy & Debt

Status: In Good Standing

CONTACT

Murrells Inlet, SC 29576

Michelle Leigh Vieira

Bankruptcy & Debt, Mediation

Status: In Good Standing

CONTACT

Murrells Inlet, SC 29576

Scott Joye

Accident & Injury, Car Accident, DUI-DWI, Collection, Accident & Injury

Status: In Good Standing

CONTACT

3575 Hwy. 17 Bus., Murrells Inlet, SC 29576

Patricia Henson Anderson

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

910 Mount Gilead Dr., Murrells Inlet, SC 29576

Fatjon Cake

Estate, Bankruptcy & Debt, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

15 Highway 17, South, Myrtle Beach, SC 29587

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Pawleys Island Bankruptcy & Debt Lawyer, South Carolina, page 2

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Jacob Michael Mills

Paige Fowler Bellamy

Gregory Lynn Frost

Gregory W. Buhler

Apryl K Haden

Daryle A. Walker

Michelle Leigh Vieira

Scott Joye

Patricia Henson Anderson

Fatjon Cake

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

GUARANTEED RESERVATION

GRACE PERIOD

CREDITOR

CHAPTER 13 BANKRUPTCY

GUARANTOR

FAIR CREDIT BILLING ACT (FCBA)

COSIGNER

FAIR CREDIT REPORTING ACT (FCRA)

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