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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Jayson Lutzky

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Accident & Injury, Bankruptcy, Divorce & Family Law, Estate, Real Estate

Jayson Lutzky has 30 years of proven legal experience, both as a trial litigator and as a tough negotiator. His reasonably priced legal representation... (more)

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800-781-4910

1740 Hone Avenue, Bronx, NY 10461

Cesar Gonzalez

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Divorce & Family Law, Family Law, Criminal, Immigration, Bankruptcy & Debt

EXPERIENCE WHEN IT MATTERS MOST

With more than 30 years of litigation and appellate experience as both a former New York City homicide prosecutor and defense attorney, Mr. Gonzalez ... (more)

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800-923-7501

1424 Zerega Ave, Bronx, NY 10462

Benjamin Rosenberg

Bankruptcy & Debt, Criminal, Divorce & Family Law, Accident & Injury

Status: Licensed: 34 Years

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1425 E. Gun Hill Road, Bronx, NY 10469

David Brodman

Reorganization, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 28 Years

FREE CONSULTATION

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633 Lydig Avenue, Bronx, NY 10462

Erina R. Ponzini

Wills & Probate, Estate, Business, Bankruptcy

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140 Huguenot Street, New Rochelle, NY 10801

Donald H. London

Immigration, Bankruptcy & Debt, Visa

Status: Licensed: 42 Years

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984 North Broadway, Yonkers, NY 10701

Peter T. Nguyen

Real Estate, Divorce, Bankruptcy, Personal Injury, Divorce & Family Law

Status: Licensed: 26 Years

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1809 Paulding Ave, Bronx, NY 10462

Raafat Samir Toss

Civil Rights, Bankruptcy & Debt, Personal Injury

Status: Licensed: 28 Years

CONTACT

1250 Waters Pl, Bronx, NY 10461

Lauren Gottfried

Litigation, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 36 Years

CONTACT

2005 Palmer Ave, Larchmont, NY 10538

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Pelham Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Jayson Lutzky

Cesar Gonzalez

Benjamin Rosenberg

David Brodman

Erina R. Ponzini

Donald H. London

Peter T. Nguyen

Raafat Samir Toss

Lauren Gottfried

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LEGAL TERMS

COLLECTION AGENCY

FORBEARANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED PARTNERSHIP

GENERAL PARTNER

TRADE DRESS

FRAUDULENT TRANSFER

FAIR CREDIT BILLING ACT (FCBA)

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