Plainville Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Saleem Bashir Mamdani

Divorce, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

435 Hampshire Street, Quincy, IL 62301

Saleem Mamdani

Divorce, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

435 Hampshire Street, Quincy, IL 62301

Davis Terrell Dempsey

Social Security, Workers' Compensation, Employment, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

236 N 6Th St, Quincy, IL 62301

Davis Dempsey

Social Security, Workers' Compensation, Employment, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

236 N 6Th St, Quincy, IL 62301

Drew Templeton Erwin

Government, Workers' Compensation, Collection, Legal Malpractice

Status: In Good Standing Licensed: 33 Years

CONTACT

636 Hampshire St, Quincy, IL 62301

John R. Longlett

International Tax, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

525 Jersey, Quincy, IL 62301

John Longlett

International Tax, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

525 Jersey, Quincy, IL 62301

Dale Venvertloh

Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

607 Vermont, Quincy, IL 62301

Dale John Venvertloh

Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

607 Vermont, Quincy, IL 62301

Derek Venvertloh

Bankruptcy, Corporate

Status: In Good Standing Licensed: 16 Years

CONTACT

607 Vermont St, Quincy, IL 62301

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

Plainville Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Saleem Bashir Mamdani

Saleem Mamdani

Davis Terrell Dempsey

Davis Dempsey

Drew Templeton Erwin

John R. Longlett

John Longlett

Dale Venvertloh

Dale John Venvertloh

Derek Venvertloh

TIPS

LEGAL TERMS

FDCPA

UNDUE HARDSHIP

GUARANTOR

FAIR CREDIT BILLING ACT (FCBA)

BANKRUPTCY

CREDIT INSURANCE

DISPOSABLE INCOME

DEFINED CONTRIBUTION PLAN

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