Pleasant Hill Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Frank R. Acuña

Estate, Private Judging, Mediation, Collection

Status: In Good Standing

FREE CONSULTATION

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1981 North Broadway, Walnut Creek, CA 94596

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

Status: In Good Standing

FREE CONSULTATION

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825 Washington, Oakland, CA 94607

Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

CONTACT

21855 Redwood Road, Castro Valley, CA 94546

Randall Kay

Dispute Resolution, Collection, Contract, Litigation, Arbitration

Status: In Good Standing

FREE CONSULTATION

CONTACT

1335 Sutter Street, San Francisco, CA 94109

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

FREE CONSULTATION

CONTACT

870 Market Street, San Francisco, CA 94102

Amy Louise Gordon

Consumer Protection, Credit & Debt, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

2940 Camino Diablo, Walnut Creek, CA 94597

Gary Dennis Rodgers

Other, Insurance, Contract, Business, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

2300 Clayton Rd, Concord, CA 94520

Chuck Marshall

Motor Vehicle, Collection, Credit & Debt, Class Action

Status: In Good Standing

CONTACT

2121 N. California Blvd., Walnut Creek, CA 94596

Vanessa Elaine Candelaria

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

1981 N Broadway, Walnut Creek, CA 94596

Mark A. Greenberg

Immigration, Child Custody, Collection

Status: In Good Standing Licensed: 44 Years

CONTACT

1646 N California Blvd, Walnut Creek, CA 94596

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Pleasant Hill Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Frank R. Acuña

Jeff D. Hoffman

Matthew M. Spielberg

Randall Kay

Jerome J. Ghigliotti

Amy Louise Gordon

Gary Dennis Rodgers

Chuck Marshall

Vanessa Elaine Candelaria

Mark A. Greenberg

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LEGAL TERMS

WORKOUT

TRADE NAME

FAIR LABOR STANDARDS ACT (FLSA)

GRACE PERIOD

PRIORITY DEBT

CREDIT INSURANCE

FDCPA

TRADE DRESS

SECRET WARRANTY PROGRAM

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