Pointe Aux Pins Reorganization Lawyer, Michigan

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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William L. Keogh

Criminal

Status: In Good Standing Licensed: 22 Years

CONTACT

218 N Main St, Cheboygan, MI 49721

Sandra L. Jasinski

Real Estate, Litigation, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

229 Court St, Cheboygan, MI 49721

Christopher F. Lindsay

Family Law, Divorce & Family Law, Personal Injury, Malpractice

Status: In Good Standing Licensed: 48 Years

CONTACT

220 S Main St, Cheboygan, MI 49721

Stephen E. Lindsay

Mass Torts, Estate Planning, Estate, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

220 S Main St, Cheboygan, MI 49721

David W. Barton

Real Estate, Banking & Finance, Business

Status: In Good Standing Licensed: 37 Years

CONTACT

229 Court St, Cheboygan, MI 49721

Melissa K. Bridges

Consumer Rights, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

229 Court St, Cheboygan, MI 49721

Michael A. Stack

Real Estate, Banking & Finance, Business

Status: In Good Standing Licensed: 49 Years

CONTACT

229 Court St, Cheboygan, MI 49721

Maria I. Barton

General Practice

Status: In Good Standing Licensed: 35 Years

CONTACT

870 S Main St, Cheboygan, MI 49721

Kevin W. Weller

Family Law, Divorce & Family Law, Children's Rights, Dispute Resolution

Status: In Good Standing Licensed: 25 Years

CONTACT

870 S Main St, Cheboygan, MI 49721

Anthony M. Damiano

Juvenile Law, Biotechnology, Federal Appellate Practice, Estate Planning

Status: In Good Standing Licensed: 43 Years

CONTACT

1932 Nicolet Dr, Cheboygan, MI 49721

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CCCS

See Consumer Credit Counseling Service.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Pointe Aux Pins Reorganization Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

William L. Keogh

Sandra L. Jasinski

Christopher F. Lindsay

Stephen E. Lindsay

David W. Barton

Melissa K. Bridges

Michael A. Stack

Maria I. Barton

Kevin W. Weller

Anthony M. Damiano

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LEGAL TERMS

NONEXEMPT PROPERTY

FAIR CREDIT REPORTING ACT (FCRA)

SOLE PROPRIETORSHIP

CCCS

S CORPORATION

CREDIT INSURANCE

SECRET WARRANTY PROGRAM

DISPOSABLE INCOME

NONDISCHARGEABLE DEBTS

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