Polaris Reorganization Lawyer, Montana

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Polaris Reorganization lawyer.
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Robert Gerald McCarthy

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Accident & Injury, Lawsuit & Dispute, Real Estate

Robert McCarthy is a practicing lawyer in the state of Montana.

FREE CONSULTATION

CONTACT

406-494-2500

3738 Harrison Ave, Butte, MT 59701

David M. McLean

Class Action, Social Security -- Disability, Pharmaceutical Product, Family Law

Status:

FREE CONSULTATION

CONTACT

108 East Park Avenue, Anaconda, MT 59711

Michael D. McLean

Family Law, Medical Malpractice, Wills & Probate, Bad Faith Insurance

Status:

FREE CONSULTATION

CONTACT

108 East Park Avenue, Anaconda, MT 59711

Michelle Sievers

Bankruptcy, Criminal, Family Law, Insurance, Personal Injury

Status:

FREE CONSULTATION

CONTACT

113 E Third St, Anaconda, MT 59711

Ben J. Everett

Civil Rights, Estate Planning, Insurance, Litigation, Personal Injury

Status:

FREE CONSULTATION

CONTACT

113 E Third St, Anaconda, MT 59711

Dominic P Carestia

General Practice

Status: Licensed: 46 Years

CONTACT

Wise River, MT 59762

Max Arthur Hansen

Mediation, Natural Resources, Corporate, Bankruptcy & Debt, Commercial Real Estate

Status: Licensed: 50 Years

CONTACT

Dillon, MT 59725

Peter Mark Tomaryn

General Practice

Status: Licensed: 47 Years

CONTACT

Dillon, MT 59725

William Cecil Jones

General Practice

Status: Licensed: 40 Years

CONTACT

3116 Carrigan Lane, Dillon, MT 59725

Walter Starkel

Federal

Status: Licensed: 46 Years

CONTACT

Dillon, MT 59725

800-814-6700

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Polaris Reorganization Lawyer, Montana

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

Robert Gerald McCarthy

David M. McLean

Michael D. McLean

Michelle Sievers

Ben J. Everett

Dominic P Carestia

Max Arthur Hansen

Peter Mark Tomaryn

William Cecil Jones

Walter Starkel

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LEGAL TERMS

COLLATERAL

GARNISHMENT

LIEN

SOLE PROPRIETORSHIP

PRIORITY DEBT

401(K) PLAN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT COUNSELING

REPOSSESSION

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