Port Orange Credit & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Craig R. Goodman

Credit & Debt, Bankruptcy & Debt

Status: Licensed: 55 Years

CONTACT

1 Oceans West Blvd, Daytona Beach, FL 32118

David Mark Dixon

Criminal, Insurance, Estate, Credit & Debt, Consumer Rights

Status: Licensed: 10 Years

CONTACT

P.O. Box 290876, Port Orange, FL 32129

Dorothy V Maier

Credit & Debt, Business & Trade, Civil Rights, Employee Rights

Status: Licensed: 44 Years

CONTACT

435 S Ridgewood Ave, Daytona Beach, FL 32114

John Roberts

Bankruptcy, Estate Planning, Immigration, Credit & Debt

Status: Licensed: 24 Years

CONTACT

300 Interchange Blvd, Ormond Beach, FL 32174

John Leo Locker

Personal Injury, Credit & Debt, Elder Law, Family Law, Social Security

Status: Licensed: 45 Years

CONTACT

265 Perfect Dr, Daytona Beach, FL 32124

Matthew Evan Peterson

Credit & Debt, Contract, Civil Rights, Estate Planning, Trusts

Status: Licensed: 11 Years

CONTACT

418 Canal St, New Smyrna Beach, FL 32168

Richard James Osterndorf

Construction, Trusts, Corporate, Credit & Debt

Status: Licensed: 60 Years

CONTACT

Daytona Beach, FL 32115

Robert James Mara

Bankruptcy, Estate Planning, Commercial Real Estate, Credit & Debt

Status: Licensed: 16 Years

CONTACT

555 W Granada Blvd, Ormond Beach, FL 32174

Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: Licensed: 33 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

Taras Stefan Rudnitsky

Personal Injury, Credit & Debt, Contract, Litigation

Status: Licensed: 27 Years

CONTACT

454 Sarah Nicole Way, New Smyrna Beach, FL 32168

800-814-6700

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Port Orange Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Craig R. Goodman

David Mark Dixon

Dorothy V Maier

John Roberts

John Leo Locker

Matthew Evan Peterson

Richard James Osterndorf

Robert James Mara

Sheryl Simonetta Zust

Taras Stefan Rudnitsky

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

UNSECURED DEBT

AUTOMATIC STAY

SOLE PROPRIETORSHIP

BANKRUPTCY TRUSTEE

IRS EXPENSES

NONEXEMPT PROPERTY

CREDIT BUREAU

REDEMPTION

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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