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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Virginia York Lee

Patent, Federal, Corporate, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

67 Marquis Road, Freeport, ME 04032

James H. Rollins

Business & Trade, Business, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 51 Years

CONTACT

Cumberland Center, ME 04021

Dori F. Chadbourne

Divorce & Family Law, Mediation, Litigation, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

Cumberland Center, ME 04021

Diane Welling Cipollone

Real Estate, Consumer Rights, Consumer Bankruptcy, Commercial Real Estate

Status: In Good Standing

CONTACT

46 Fairwind Lane, Yarmouth, ME 04096

Andrew M. Dudley

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

Brunswick, ME 04011

Andrew M Dudley

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

Brunswick, ME 04011

Andrew J. Kull

Real Estate, Electronic Commerce, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

40 Boody Street, Brunswick, ME 04011

Matthew Dillon Bowe

Sex Discrimination, Criminal, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

18 Pleasant Street, Brunswick, ME 04011

Matthew Dillon Bowe

Identity Theft, Banking & Finance, Bankruptcy, Wrongful Death

Status: In Good Standing

CONTACT

18 Pleasant Street, Brunswick, ME 04011

Barbara Ann Cray

Corporate, Banking & Finance, Bankruptcy, Dispute Resolution

Status: In Good Standing

CONTACT

18 Pleasant Street, Brunswick, ME 04011

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SAMPLE LEGAL CASES

Cimenian v. Lumb

... This case started with what the trial court described as a "very murky, very questionable transaction." In 1997, Nahabet Cimenian, William Lumb, who is Carolle Lumb's husband, and Allen Fernald entered into a partnership formed to purchase two bankruptcy claims in the ...

Key Equipment Finance, Inc. v. Hawkins

... (KEF), for a deficiency judgment resulting from a bankruptcy sale of equipment. ... [Â¶ 4] In September 2005, Hawkins signed a Chapter 11 bankruptcy petition on behalf of MBI. During the bankruptcy proceedings, MBI's lawyers regularly conveyed developments to Hawkins. ...

NORTH EAST INS. CO. v. Young

... and Alley against Weeks. The court determined that the discharge of Hutchinson's personal liability in bankruptcy had rendered the cross-claims against her moot. Young and Alley appealed. II. DISCUSSION. [Â¶ 10] We begin by ...

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Pownal Bankruptcy Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Virginia York Lee

James H. Rollins

Dori F. Chadbourne

Diane Welling Cipollone

Andrew M. Dudley

Andrew M Dudley

Andrew J. Kull

Matthew Dillon Bowe

Matthew Dillon Bowe

Barbara Ann Cray

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LEGAL TERMS

CREDIT INSURANCE

DEBT COLLECTOR

FORBEARANCE

TRUTH IN LENDING ACT (TILA)

COLLECTION AGENCY

HOUSEHOLDER

GENERAL PARTNER

BANKRUPTCY TRUSTEE

AUTOMATIC STAY

SAMPLE LEGAL CASES

Cimenian v. Lumb

Key Equipment Finance, Inc. v. Hawkins

NORTH EAST INS. CO. v. Young

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