Reliance Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Cathy Cecile Allshouse

Science, Technology & Internet, Family Law, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

Cleveland, TN 37364

Charles Tyler Stafford

Wills & Probate, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

3001 Keith St Nw, Cleveland, TN 37312

David Hicks

Business & Trade, Corporate, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

3140 Huntingdon Trace, Cleveland, TN 37312

James Woodrow Mitchell

General Practice

Status: In Good Standing Licensed: 77 Years

CONTACT

One East Madison AVE, Athens, TN 37371

James Franklin Mitchell

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

One East Madison AVE, Athens, TN 37371

M Susie Starnes

Litigation, Credit & Debt, Family Law, Estate Planning

Status: In Good Standing Licensed: 26 Years

CONTACT

223 Harle Avenue Nw, Cleveland, TN 37311

R. Bradley Banks

Insurance, Credit & Debt, Estate Planning, Commercial Real Estate

Status: In Good Standing Licensed: 13 Years

CONTACT

393 Broad Street Nw, Cleveland, TN 37311

R. Bradley Banks

Commercial Real Estate, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

393 Broad Street Nw, Cleveland, TN 37311

Richard Bradley Banks

Commercial Real Estate, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

393 Broad St Nw, Cleveland, TN 37311

Richard L. Banks

Commercial Real Estate, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

393 Broad St Nw, Cleveland, TN 37311

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CCCS

See Consumer Credit Counseling Service.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Reliance Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Cathy Cecile Allshouse

Charles Tyler Stafford

David Hicks

James Woodrow Mitchell

James Franklin Mitchell

M Susie Starnes

R. Bradley Banks

R. Bradley Banks

Richard Bradley Banks

Richard L. Banks

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

COLLECTION AGENCY

GARNISHMENT

NUISANCE FEES

SOLE PROPRIETORSHIP

FAIR LABOR STANDARDS ACT (FLSA)

MEETING OF CREDITORS

CCCS

TOXIC TORT

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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