Richardson Credit & Debt Lawyer, Texas

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Andrew F. Emerson

Banking & Finance, Construction, Litigation, Credit & Debt

Status: In Good Standing

CONTACT

8350 N. Central Expressway, Campbell Centre I, Dallas, TX 75206

Chris R. Norris

Litigation, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

500 North Central Expressway, Plano, TX 75074

Jennifer A. Mitchell

Landlord-Tenant, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

12801 North Central Expy., Dallas, TX 75243

Abigail Ann Mathews

Litigation, Credit & Debt, Construction, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

6060 N Central Expy, Dallas, TX 75206

Abraham C. Bloomenstiel

Public Finance, Securities, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

101 E Park Blvd, Plano, TX 75074

Adam Lyn Womack

Litigation, Wills, Banking & Finance, Credit & Debt

Status: Retired Licensed: 22 Years

CONTACT

14841 Dallas Parkway, Dallas, TX 75254

Adam Robert Moore

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

8181 Communications Pkwy, Plano, TX 75024

Adam Abdulkaf Edris

Public Finance, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

13588 N. Central Expressway, Dallas, TX 75243

Alan S. Leibel

Landlord-Tenant, Litigation, Wills, Credit & Debt

Status: In Good Standing

CONTACT

8350 N Central Expy, Dallas, TX 75206

Albert J. Leviton

Commercial Real Estate, Wills, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 65 Years

CONTACT

604 Main St, Garland, TX 75040

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCRA

See Fair Credit Reporting Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Richardson Credit & Debt Lawyer, Texas

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Andrew F. Emerson

Chris R. Norris

Jennifer A. Mitchell

Abigail Ann Mathews

Abraham C. Bloomenstiel

Adam Lyn Womack

Adam Robert Moore

Adam Abdulkaf Edris

Alan S. Leibel

Albert J. Leviton

TIPS

LEGAL TERMS

FDCPA

TRADE DRESS

CREDIT BUREAU

FCRA

DISPOSABLE INCOME

CHAPTER 13 BANKRUPTCY

DEBT COLLECTOR

SUBROGATION

CREDIT REPORT

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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