Rocky Ridge Bankruptcy & Debt Lawyer, Ohio, page 3

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Michael Scott Messenger

Estate, Elder Law, Corporate, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

433 N Summit St, Toledo, OH 43604

Michael William Bragg

Real Estate, Corporate, Administrative Law, Bankruptcy, Estate

Status: In Good Standing

CONTACT

4 Seagate, Toledo, OH 43604

Byron Stas Choka

Real Estate, Insurance, Commercial Bankruptcy, Products Liability

Status: In Good Standing

CONTACT

4 Seagate, Toledo, OH 43604

John Peter Hayward

Litigation, Insurance, Collection, Products Liability

Status: In Good Standing Licensed: 29 Years

CONTACT

Four Seagate, Toledo, OH 43604

John P. Hayward

Litigation, Insurance, Collection, Products Liability

Status: In Good Standing Licensed: 29 Years

CONTACT

Four Seagate, Toledo, OH 43604

Joan Canale Szuberla

Litigation, Civil Rights, Commercial Bankruptcy, Products Liability

Status: In Good Standing

CONTACT

4 SeaGate, Toledo, OH 43604

Vaughn Allan Hoblet

Estate, Corporate, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

4 Seagate, Toledo, OH 43604

Joseph W. Westmeyer

Transportation & Shipping, Wills & Probate, Family Law, Personal Injury, Bankruptcy

Status: In Good Standing

CONTACT

421 N Michigan St, Toledo, OH 43604

Sarah Ann Mchugh

Litigation, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

20 N Saint Clair St, Toledo, OH 43604

Meghan Anderson Roth

Litigation, Employee Rights, Insurance, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

4 Seagate, Toledo, OH 43604

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Rocky Ridge Bankruptcy & Debt Lawyer, Ohio, page 3

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Michael Scott Messenger

Michael William Bragg

Byron Stas Choka

John Peter Hayward

John P. Hayward

Joan Canale Szuberla

Vaughn Allan Hoblet

Joseph W. Westmeyer

Sarah Ann Mchugh

Meghan Anderson Roth

TIPS

LEGAL TERMS

TRADE NAME

CHAPTER 13 BANKRUPTCY

WORKOUT

REDEMPTION

TRUTH IN LENDING ACT (TILA)

PRESUMED ABUSE

401(K) PLAN

AUTOMATIC STAY

IRS EXPENSES

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