Rolling Meadows Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph H. Sparacino

✓ VERIFIED

Estate, Bankruptcy & Debt

Joseph H. Sparacino is a practicing lawyer in the state of Illinois.

CONTACT

847-259-5700

1845 E. Rand Rd. Suite 211, Arlington Heights, IL 60004

Alejandro Emmanuel Figueroa

Traffic, DUI-DWI, Collection, Personal Injury

Status: In Good Standing Licensed: 8 Years

CONTACT

5105 Tollview Dr, Rolling Meadows, IL 60008

Alex Moskovic

Divorce, Personal Injury, Employment Discrimination, Collection

Status: In Good Standing

CONTACT

3233 N Arlington Heights Rd, Arlington Heights, IL 60004

Alexandra Lewycky

Traffic, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1 Corporate Drive, Palatine, IL 60067

Alexis Dockstader Martin

Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

121 S. Wilke Road, Arlington Heights, IL 60005

Amil Alkass

Traffic, Divorce & Family Law, Criminal, Consumer Bankruptcy, Child Custody

Status: In Good Standing Licensed: 22 Years

CONTACT

1933 N Meacham Rd, Schaumburg, IL 60173

Amil Alkass

Traffic, Divorce & Family Law, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

1933 N Meacham Rd, Schaumburg, IL 60173

Andre Gaston

Civil Rights, Bankruptcy, Criminal, Disability

Status: In Good Standing Licensed: 13 Years

CONTACT

1901 N Roselle Rd, Barrington, IL 60195

Andrea Mary Grogan

Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

800 E Northwest Hwy, Palatine, IL 60074

Andrew Nicholas Plasz

General Practice

Status: In Good Standing Licensed: 25 Years

CONTACT

1650 Louis Ave, Elk Grove Village, IL 60007

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Rolling Meadows Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Joseph H. Sparacino

Alejandro Emmanuel Figueroa

Alex Moskovic

Alexandra Lewycky

Alexis Dockstader Martin

Amil Alkass

Amil Alkass

Andre Gaston

Andrea Mary Grogan

Andrew Nicholas Plasz

TIPS

LEGAL TERMS

SETOFF

ACCORD AND SATISFACTION

INTEREST

C CORPORATION

BANKRUPTCY TRUSTEE

TRADE NAME

CHAPTER 13 BANKRUPTCY

CREDIT COUNSELING

CHAPTER 13 PLAN

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