Romeoville Bankruptcy & Debt Lawyer, Illinois, page 6

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
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7. Profile

Michelle Mchugh Rowe

Real Estate, Divorce & Family Law, Transactions, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

101 Grove St, Shorewood, IL 60404

Theresa Berkey

International Tax, Estate Planning, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1938 E Lincoln Hwy, New Lenox, IL 60451

Anna Chansomphou David

Commercial Real Estate, Civil Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Gregory J. Moody

Commercial Real Estate, Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Ernest John Codilis

Commercial Real Estate, Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Ernest John Codilis

Commercial Real Estate, Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Berton Jordan Maley

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Anna David

Commercial Real Estate, Collection, Bankruptcy, Civil Rights

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Ernest J Codilis

Commercial Real Estate, Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Berton Maley

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLATERAL

Property that guarantees payment of a secured debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Romeoville Bankruptcy & Debt Lawyer, Illinois, page 6

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Michelle Mchugh Rowe

Theresa Berkey

Anna Chansomphou David

Gregory J. Moody

Ernest John Codilis

Ernest John Codilis

Berton Jordan Maley

Anna David

Ernest J Codilis

Berton Maley

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

DISCHARGE (OF DEBTS)

NO-FAULT INSURANCE

CREDITOR

FAIR CREDIT REPORTING ACT (FCRA)

COLLATERAL

401(K) PLAN

MEETING OF CREDITORS

SOLE PROPRIETORSHIP

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