Romeoville Bankruptcy & Debt Lawyer, Illinois, page 7

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Margaret Ann Manetti

Commercial Real Estate, Real Estate, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

William Mcalister

Commercial Real Estate, Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Richard Spencer

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Rhonda Peek

Commercial Real Estate, Landlord-Tenant, Transactions, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Christina Doris Babakitis

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Gloria C. Tsotsos

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Joseph Circelli

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

James R. Riegel

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Richard Stephen Spencer

Internet, Constitutional Law, Transactions, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Christina Babakitis

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Romeoville Bankruptcy & Debt Lawyer, Illinois, page 7

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Margaret Ann Manetti

William Mcalister

Richard Spencer

Rhonda Peek

Christina Doris Babakitis

Gloria C. Tsotsos

Joseph Circelli

James R. Riegel

Richard Stephen Spencer

Christina Babakitis

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LEGAL TERMS

COLLECTION AGENCY

LOSS DAMAGE WAIVER (LDW)

TRADE NAME

401(K) PLAN

LIQUIDATING PARTNER

CHAPTER 13 BANKRUPTCY

CURRENT MONTHLY INCOME

CREDIT INSURANCE

ADMINISTRATIVE EXPENSES

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