Roswell Credit & Debt Lawyer, Georgia, page 2

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David E. Galler
About Us | Services
Galler Law, LLC
875 Old Roswell Road: Building B Suite 100 Roswell , GA 30076Â» view map
Bankruptcy, Debt Settlement, Student Loan Debt
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For the last 29 years Galler Law, LLC has represented thousands of families with debt problems, personally filing over ten thousand cases.

800-949-4851
1. David Galler Roswell, GA
  Attorney at Law - GA, 1987
  Georgia State University, J.D. - 1986
2. About UsBio of Galler
  Mr. Galler is licensed to practice in all Georgia State and Federal courts.
3. ServicesAreas of Practice
  Mr. Galler handles student loan debt, mortgage modifications, credit restoration and work injuries.
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Susan Elizabeth Reid

Real Estate, Civil & Human Rights, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

1544 Old Alabama Road, Roswell, GA 30076

Brian Scott Villaluna Lofranco

Real Estate, Credit & Debt, Property & Casualty, Government

Status: In Good Standing Licensed: 19 Years

CONTACT

1544 Old Alabama Rd, Roswell, GA 30076

Brian Scott Villaluna Lofranco

Credit & Debt, Government, Real Estate

Status: In Good Standing Licensed: 19 Years

CONTACT

1544 Old Alabama Rd, Roswell, GA 30076

Elizabeth Halsey Parrott

Bankruptcy, Business, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1544 Old Alabama Rd, Roswell, GA 30076

Brian Mario Bilodeau

Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

Roswell, GA 30188

John Michael Duffoo

Federal Trial Practice, Government, Employment, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

Roswell, GA 30076

Heather D. Brown

Medicare & Medicaid, Wrongful Termination, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

138 Bulloch Avenue, Roswell, GA 30075

Adam Lee Cleveland

Real Estate, Litigation, Dispute Resolution, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

Roswell, GA 30076

Philip A. Hasty

Real Estate, Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

475 Coleman Dr, Roswell, GA 30075

James J. Larotonda

Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

1125 Sanctuary Parkway, Alpharetta, GA 30009

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Roswell Credit & Debt Lawyer, Georgia, page 2

Sponsored Law Firm

Galler Law, LLC

SPONSORED LAWYERS

Susan Elizabeth Reid

Brian Scott Villaluna Lofranco

Brian Scott Villaluna Lofranco

Elizabeth Halsey Parrott

Brian Mario Bilodeau

John Michael Duffoo

Heather D. Brown

Adam Lee Cleveland

Philip A. Hasty

James J. Larotonda

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

INFRINGEMENT (OF TRADEMARK)

CHAPTER 13 BANKRUPTCY

PREFERENCE

REPOSSESSION

FAIR LABOR STANDARDS ACT (FLSA)

COLLECTION AGENCY

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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