Saint Johns Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm


Katharyn A. Barron

Estate Planning, Consumer Rights, Consumer Bankruptcy, Elder Law
Status:  In Good Standing           Licensed:  33 Years

Steven H. Langschwager

Administrative Law, Collection, Federal Appellate Practice, Guardianships & Conservatorships
Status:  In Good Standing           Licensed:  27 Years

Kathy P. Fitzgerald

Consumer Rights, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  44 Years

Gary L. Rogers

Other, Federal Appellate Practice, Criminal, Collection
Status:  In Good Standing           Licensed:  28 Years

Douglas B. Shapiro

Federal Appellate Practice, Collection, Reinsurance, Criminal
Status:  In Good Standing           Licensed:  38 Years

Maribeth L. Zeller

Criminal, Collection
Status:  In Good Standing           Licensed:  20 Years

Avar Patrice Laws-Wright

Criminal, Administrative Law, Collection, Estate Planning
Status:  In Good Standing           Licensed:  16 Years

Cheryl L. Wykoff Pezon

Administrative Law, Workers' Compensation, Bankruptcy
Status:  In Good Standing           Licensed:  24 Years

Carrie Renee Feeheley

Litigation, Agriculture, Administrative Law, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  15 Years

Adam Lee Spinelli Fracassi

Election & Political, Civil Rights, Administrative Law, Collection
Status:  In Good Standing           Licensed:  9 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CCCS

See Consumer Credit Counseling Service.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.