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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Benjamin Robert Eisner

✓ VERIFIED

Business, Bankruptcy & Debt, Bankruptcy, Commercial Bankruptcy, Lawsuit & Dispute

Mr. Eisner received his B.A. degree in American Studies from the University of North Carolina, his MPA from the University of North Carolina School of... (more)

CONTACT

252-633-1930

300 E. Arlington Blvd, Greenville, NC 27835

W. Lee Allen

Bankruptcy, Divorce, Family Law

Status: In Good Standing

CONTACT

209 Evans Street, Greenville, NC 27858

Adrian Lapas

Bankruptcy & Debt, Bankruptcy & Debt, Bankruptcy

Status: In Good Standing

CONTACT

642 N. Spence Avenue, Goldsboro, NC 27532

Adrian M. Lapas

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

642 N. Spence Avenue, Goldsboro, NC 27532

Craig I. Bryant

Bankruptcy, Consumer Protection, Criminal

Status: In Good Standing Licensed: 46 Years

CONTACT

202 S William St, Goldsboro, NC 27530

Adrian M. Lapas

Litigation, Consumer Protection, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Goldsboro, NC 27532

Adrian M. Lapas

Consumer Bankruptcy, Bankruptcy

Status: Inactive Licensed: 26 Years

CONTACT

Goldsboro, NC 27533

Plato C. Barwick

Education, Workers' Compensation, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 63 Years

CONTACT

1908 Greenbriar Road, Kinston, NC 28501

George L. Jenkins

Real Estate, Family Law, Adoption, Bankruptcy

Status: In Good Standing

CONTACT

518 Plaza Boulevrad, Kinston, NC 28501

John P. Marshall

Litigation, Lawsuit & Dispute, Trusts, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

Kinston, NC 28502

800-923-0641

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800-943-8690

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SAMPLE LEGAL CASES

Morales-Rodriguez v. Carolina Quality

... On 9 August 2007, defendants appealed to this Court. These proceedings were stayed on 23 January 2008 pursuant to 11 USC Â§ 362 by reason of a bankruptcy proceeding filed by individual defendant, Cynthia Vinson. By ...

Woods v. Mangum

... the Estate. Plaintiffs also filed for federal bankruptcy protection on 29 August 2002 and were released from bankruptcy on 438 3 May 2007. The Mangums' claim was not discharged as a result of plaintiffs' bankruptcy. The Executrix ...

Moss Creek Homeowners Ass'n v. Bissette

... ("Byron"). Byron filed for bankruptcy protection in 1991, and received its discharge from bankruptcy on 24 August 2005. ... The Bissettes next argue that the assignment of rights of the Declaration and the subsequent bankruptcy of Byron renders the covenant unenforceable. ...

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Seven Springs Bankruptcy Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Benjamin Robert Eisner

W. Lee Allen

Adrian Lapas

Adrian M. Lapas

Craig I. Bryant

Adrian M. Lapas

Adrian M. Lapas

Plato C. Barwick

George L. Jenkins

John P. Marshall

TIPS

LEGAL TERMS

CCCS

DISCHARGE (OF DEBTS)

IRS EXPENSES

PREFERENCE

COLLECTION AGENCY

MEANS TEST

SECURED DEBT

CREDITOR

NONDISCHARGEABLE DEBTS

SAMPLE LEGAL CASES

Morales-Rodriguez v. Carolina Quality

Woods v. Mangum

Moss Creek Homeowners Ass'n v. Bissette

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