Sneedville Credit & Debt Lawyer, Tennessee, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marjorie Anne Thornton

Trusts, Estate Planning, Estate, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

533 Forestdale Rd, Kingsport, TN 37660

Kimberly Lane Britt

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

2012 Canterbury Rd, Kingsport, TN 37660

Matthew Hall Wimberley

Corporate, Business, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2021 Meadowview Lane, Kingsport, TN 37660

Matt Hall Wimberley

Business & Trade, Corporate, Credit & Debt, Business

Status: In Good Standing Licensed: 23 Years

CONTACT

2021 Meadowview Lane, Kingsport, TN 37660

Samuel Booher

General Practice

Status: In Good Standing

CONTACT

2021 Meadowview Ln, Kingsport, TN 37660

Samuel Michael Booher

General Practice

Status: In Good Standing

CONTACT

2021 Meadowview Ln, Kingsport, TN 37660

Nathan Robert Logan Rogers

Administrative Law, Credit & Debt, Labor Law, Legislative Practice

Status: In Good Standing

CONTACT

694 Sherman Place, Kingsport, TN 37660

David Barnette

Juvenile Law, Wills & Probate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

443 E Sullivan St, Kingsport, TN 37660

David Samuel Barnette

Juvenile Law, Wills & Probate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

443 E Sullivan St, Kingsport, TN 37660

Mark Steven Hanor

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

Kingsport, TN 37662

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Sneedville Credit & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Marjorie Anne Thornton

Kimberly Lane Britt

Matthew Hall Wimberley

Matt Hall Wimberley

Samuel Booher

Samuel Michael Booher

Nathan Robert Logan Rogers

David Barnette

David Samuel Barnette

Mark Steven Hanor

TIPS

LEGAL TERMS

COLLECTION AGENCY

DISCHARGEABLE DEBTS

REAFFIRMATION

SETOFF

NONEXEMPT PROPERTY

CREDIT COUNSELING

NUISANCE FEES

UNDUE HARDSHIP

DISCHARGE (OF DEBTS)

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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