Sneedville Credit & Debt Lawyer, Tennessee, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marjorie Anne Thornton

Trusts, Estate Planning, Estate, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

533 Forestdale Rd, Kingsport, TN 37660

Kimberly Lane Britt

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

2012 Canterbury Rd, Kingsport, TN 37660

Matthew Hall Wimberley

Corporate, Business, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2021 Meadowview Lane, Kingsport, TN 37660

Matt Hall Wimberley

Business & Trade, Corporate, Credit & Debt, Business

Status: In Good Standing Licensed: 23 Years

CONTACT

2021 Meadowview Lane, Kingsport, TN 37660

Samuel Booher

General Practice

Status: In Good Standing

CONTACT

2021 Meadowview Ln, Kingsport, TN 37660

Samuel Michael Booher

General Practice

Status: In Good Standing

CONTACT

2021 Meadowview Ln, Kingsport, TN 37660

Nathan Robert Logan Rogers

Administrative Law, Credit & Debt, Labor Law, Legislative Practice

Status: In Good Standing

CONTACT

694 Sherman Place, Kingsport, TN 37660

David Barnette

Juvenile Law, Wills & Probate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

443 E Sullivan St, Kingsport, TN 37660

David Samuel Barnette

Juvenile Law, Wills & Probate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

443 E Sullivan St, Kingsport, TN 37660

Mark Steven Hanor

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

Kingsport, TN 37662

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FCRA

See Fair Credit Reporting Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Sneedville Credit & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Marjorie Anne Thornton

Kimberly Lane Britt

Matthew Hall Wimberley

Matt Hall Wimberley

Samuel Booher

Samuel Michael Booher

Nathan Robert Logan Rogers

David Barnette

David Samuel Barnette

Mark Steven Hanor

TIPS

LEGAL TERMS

LIEN

REAFFIRMATION

FCRA

TRADE NAME

FORBEARANCE

S CORPORATION

UNDUE HARDSHIP

GRACE PERIOD

UNSECURED DEBT

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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