Southworth Bankruptcy & Debt Lawyer, Washington, page 4

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
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Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
1. Contact
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Gregory Lloyd Cody

Status: In Good Standing Licensed: 26 Years

CONTACT

9817 California Ave Sw, Seattle, WA 98136

Keith Loveless

Aviation, Labor Law, Antitrust, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

5919 49Th Ave Sw, Seattle, WA 98136

Jamie D. Pedersen

Contract, Civil Rights, Commercial Bankruptcy, Corporate

Status: In Good Standing Licensed: 29 Years

CONTACT

5005 3Rd Ave S, Seattle, WA 98134

Frederick Michael Robinson

International Tax, Electronic Commerce, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

11027 Marine View Dr Sw, Seahurst, WA 98146

Michael Paul Scruggs

Litigation, Civil Rights, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

66 S Hanford St, Seattle, WA 98134

Richard Gale Birinyi

Electronic Commerce, Federal, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 45 Years

CONTACT

66 S Hanford St, Seattle, WA 98134

Charles Andrew Lyman

Environmental Law Other, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

66 S Hanford St, Seattle, WA 98134

Douglas W. Mcquaid

Estate Planning, Civil Rights, Contract, Credit & Debt

Status: Deceased Licensed: 52 Years

CONTACT

4102 52Nd Ave Sw, Seattle, WA 98116

Kathryn A Williams

Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

2239 W Viewmont Way W, Seattle, WA 98199

Bradley Boswell Jones

Foreclosure, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

Vashon, WA 98070

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Southworth Bankruptcy & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Gregory Lloyd Cody

Keith Loveless

Jamie D. Pedersen

Frederick Michael Robinson

Michael Paul Scruggs

Richard Gale Birinyi

Charles Andrew Lyman

Douglas W. Mcquaid

Kathryn A Williams

Bradley Boswell Jones

TIPS

LEGAL TERMS

CREDIT INSURANCE

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

NONPROFIT CORPORATION

WORKOUT

BANKRUPTCY

NONDISCHARGEABLE DEBTS

INFRINGEMENT (OF TRADEMARK)

SETOFF

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