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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Michael Breslin

General Practice

FREE CONSULTATION

CONTACT

973-983-7020

3 Main St, Newton, NJ 07860

Dean Gregory Sutton

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

18 Green Road, Sparta, NJ 07871

Philip Jules Takacs-Senske

Employee Rights, Business & Trade, Bankruptcy & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

82 State Route 15, Lafayette, NJ 07848

James Castiglia

Workers' Compensation, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

5561 Berkshire Valley Road, Oak Ridge, NJ 07438

Gregory Read

Family Law, Bankruptcy

Status: In Good Standing

CONTACT

Andover, NJ 07821

Brian Christopher Lundquist

Estate, Divorce & Family Law, Collection, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

One Main Street, Newton, NJ 07860

Angela C Paternostro-Pfister

Other, Motor Vehicle, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

One Main Street, Newton, NJ 07860

Mickey R Valenti

Real Estate, Estate, Collection, Personal Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

One Main Street, Newton, NJ 07860

Donald Kovach

Bankruptcy

Status: In Good Standing

CONTACT

1921 High St, Newton, NJ 07860

Eileen McCarthy Born

Real Estate, Child Custody, DUI-DWI, Bankruptcy

Status: In Good Standing

CONTACT

1921 High St, Newton, NJ 07860

800-923-0641

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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Sparta Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

John Michael Breslin

Dean Gregory Sutton

Philip Jules Takacs-Senske

James Castiglia

Gregory Read

Brian Christopher Lundquist

Angela C Paternostro-Pfister

Mickey R Valenti

Donald Kovach

Eileen McCarthy Born

TIPS

LEGAL TERMS

FRAUDULENT TRANSFER

DEFINED CONTRIBUTION PLAN

CHAPTER 13 BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

SECURED DEBT

AUTOMATIC STAY

401(K) PLAN

GRACE PERIOD

TRADE DRESS

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