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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

C Stephen Gurdin

Bankruptcy, Corporate, Business Organization, Contract

Status: In Good Standing

CONTACT

69 Public Square, Wilkes Barre, PA 18701

Kevin Tanribilir

Real Estate, Defect and Lemon Law, Estate, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

701 E Front Street, Berwick, PA 18603

Robert Spielman

Traffic, Divorce, Consumer Rights, Bankruptcy

Status: In Good Standing

CONTACT

29 E Main St, Bloomsburg, PA 17815

Susan Kessock

Social Security, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

126 S Nice St, Frackville, PA 17931

James R. Kilker

Real Estate, Domestic Violence & Neglect, Disability, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 51 Years

CONTACT

20 W Main St, Girardville, PA 17935

Joseph Richard Baranko

Administrative Law, Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

1620 North Church Street, Hazleton, PA 18202

Rocco Gerard Haertter

Estate Planning, Bankruptcy, Landlord-Tenant, Personal Injury, Family Law

Status: In Good Standing Licensed: 29 Years

CONTACT

400 Third Ave, Kingston, PA 18704

Amy Redington Riley

Environmental Law Other, Workers' Compensation, Banking & Finance, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 28 Years

CONTACT

575 Pierce St, Kingston, PA 18704

Jonathan Adam Spohrer

Real Estate, Adoption, Insurance, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

279 Pierce St, Kingston, PA 18704

Matthew Reinert

Motor Vehicle, Workers' Compensation, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

345 Market St, Kingston, PA 18704

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SAMPLE LEGAL CASES

Stoeckinger v. Presidential Financial Corp.

... Stoeckinger argues that the trial court erred in determining that his claims were barred by res judicata due to a prior bankruptcy proceeding involving the parties herein. For the following reasons, we affirm. ... 5 On or about April 16, 2004, Sol-9 filed for bankruptcy. SR at 53b. ...

Zokaites v. Pittsburgh Irish Pubs, LLC

... execution and unsuccessfully attempted to collect his judgment. Thereafter, on September 4, 2007 [Appellee] Pittsburgh Irish Pubs, LLC filed for bankruptcy under Chapter 11. In an attempt to collect the outstanding judgment ...

In re Ullman

... They argue that statements, which they attribute to Jones and WFJ, made in legal arguments in a bankruptcy and a civil proceeding were false. They argue that these statements were that a bankruptcy claim of [Appellant] and ...

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Sugarloaf Bankruptcy Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

C Stephen Gurdin

Kevin Tanribilir

Robert Spielman

Susan Kessock

James R. Kilker

Joseph Richard Baranko

Rocco Gerard Haertter

Amy Redington Riley

Jonathan Adam Spohrer

Matthew Reinert

TIPS

LEGAL TERMS

CREDIT INSURANCE

LIABILITY

GRACE PERIOD

COSIGNER

C CORPORATION

UNDUE HARDSHIP

NO-FAULT INSURANCE

LIMITED PARTNERSHIP

SETOFF

SAMPLE LEGAL CASES

Stoeckinger v. Presidential Financial Corp.

Zokaites v. Pittsburgh Irish Pubs, LLC

In re Ullman

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