Tybee Island Credit & Debt Lawyer, Georgia

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John E. Pytte
Rebuild Credit
John E. Pytte
617 Stevenson Ave Suite 102 Savannah, GA 31405 » view map
Chapter 13, Chapter 7, Foreclosure
Your Georgia Debt Relief Specialist

Bankruptcy has lost much of its once onerous meaning. The perception has changed largely because of the experience of thousands of people.

800-948-3470
1. John E. Pytte Savannah, GA
  Attorney At Law - GA, 1995
  University of Georgia School of Law
2. Rebuild Credit
  Most people choose to keep their personal property and just include the loan in their Chapter 13 plan.
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William T. Daniel

Real Estate, Insurance, Corporate, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

22 Mulberry Bluff Drive, Savannah, GA 31406

James L. Drake

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

Savannah, GA 31412

David Michael Conner

Dispute Resolution, Workers' Compensation, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

Savannah, GA 31402

Frank W. Seiler

Government, Divorce, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

5 Country Club Drive, Savannah, GA 31410

Robert Warren Attridge

Traffic, Divorce & Family Law, Felony, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

205 Salisbury Rd, Savannah, GA 31410

Stephen H. Harris

Federal Trial Practice, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

7 East Congress Street, Savannah, GA 31412

Wendy Anne Owens

Real Estate, Dispute Resolution, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

Savannah, GA 31412

John Erling Pytte

Bankruptcy & Debt, Tax, Consumer Bankruptcy, Credit & Debt, Collection

Status: In Good Standing Licensed: 29 Years

FREE CONSULTATION

CONTACT

617 Stevenson Ave, Savannah, GA 31405

Dolly Chisholm

Real Estate, Trusts, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

447 Bull Street, Savannah, GA 31401

Melody Yu-Ong Boyd

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2 East Bryan Street, Savannah, GA 31401

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Tybee Island Credit & Debt Lawyer, Georgia

Sponsored Law Firm

John E. Pytte

SPONSORED LAWYERS

William T. Daniel

James L. Drake

David Michael Conner

Frank W. Seiler

Robert Warren Attridge

Stephen H. Harris

Wendy Anne Owens

John Erling Pytte

Dolly Chisholm

Melody Yu-Ong Boyd

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

S CORPORATION

NONEXEMPT PROPERTY

PRESUMED ABUSE

LIMITED LIABILITY

IRS EXPENSES

BANKRUPTCY

WORKOUT

401(K) PLAN

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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