Wakarusa Credit & Debt Lawyer, Kansas

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Kerry Gasper
About | Practice Areas
Wiechman Law Office LLC
1101 Sw 10th Ave. Topeka, KS 66604» view map
Bankruptcy & Debt Law
A Better Way Forward

Our mission is to guide our clients to a better way of life. We are here to listen. We are here to help. We’ll find a solution that fits you and your situation.

800-969-4051
1. Kerry Gasper Topeka, KS
  Attorney at Law- KS, 1985
  Washburn University School of Law, J.D. 1985
2. AboutWiechman Law Office LLC
  A Better Way Forward
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Gary E. Hinck

✓ VERIFIED

Bankruptcy, Reorganization, Workout, Credit & Debt, Consumer Bankruptcy

We are a debt relief agency, we help people file for Bankruptcy under the Bankruptcy code.

Gary E. Hinck is an experienced Bankruptcy Attorney who has helped thousands of clients through the Bankruptcy process. Gary and his staff understand ... (more)

FREE CONSULTATION

CONTACT

800-736-0281

512 Sw 6Th Ave, Topeka, KS 66603

Matthew J. Mcgivern

Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

3735 Sw Wanamaker Road, Topeka, KS 66610

Aaron M. Popelka

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

6031 Sw 37Th St, Topeka, KS 66614

Joel Thomas Boehm

Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

909 Se Quincy St, Topeka, KS 66612

Larry Neal Zimmerman

Other, Landlord-Tenant, Visa, Credit & Debt

Status: In Good Standing

CONTACT

909 Se Quincy St, Topeka, KS 66612

Thomas A. Valentine

Entertainment, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 55 Years

CONTACT

909 Se Quincy St., Topeka, KS 66612

David C. Carpenter

Estate Planning, Corporate, Credit & Debt

Status: Suspended Licensed: 41 Years

CONTACT

Topeka, KS 66604

Michael Robert Munson

General Practice

Status: In Good Standing

CONTACT

800 Se Quincy St, Topeka, KS 66612

Sheri French

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Reorganization, Workout

Status: In Good Standing

FREE CONSULTATION

CONTACT

701 SE Quincy St Office A, Topeka, KS 66603

Jill A. Michaux

Litigation, Workout, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

534 S Kansas Ave, Topeka, KS 66603

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

Packard v. CREDIT SOLUTIONS OF AMERICA

... Credit Solutions of America, Inc. (CSA), appeals the denial of its motion to compel arbitration, or in the alternative, to dismiss for lack of jurisdiction. We reverse and remand. CSA is a Texas corporation offering debt reduction and/or resolution services to its clients through ...

Hall v. FORD MOTOR CREDIT COMPANY, INC.

... Ford Credit opined that Hall's voluntary bankruptcy filing constituted a default under the security agreement and that if Hall did not reaffirm the debt, Ford Credit would suffer a "significant impairment of the prospect of payment, performance or realization of the collateral under ...

Wakarusa Credit & Debt Lawyer, Kansas

Sponsored Law Firm

Wiechman Law Office LLC

SPONSORED LAWYERS

Gary E. Hinck

Matthew J. Mcgivern

Aaron M. Popelka

Joel Thomas Boehm

Larry Neal Zimmerman

Thomas A. Valentine

David C. Carpenter

Michael Robert Munson

Sheri French

Jill A. Michaux

TIPS

LEGAL TERMS

GRACE PERIOD

TRUTH IN LENDING ACT (TILA)

NONEXEMPT PROPERTY

WORKOUT

DISCHARGEABLE DEBTS

FAIR CREDIT BILLING ACT (FCBA)

INFRINGEMENT (OF TRADEMARK)

SETOFF

MEETING OF CREDITORS

SAMPLE LEGAL CASES

Packard v. CREDIT SOLUTIONS OF AMERICA

Hall v. FORD MOTOR CREDIT COMPANY, INC.

Hall v. FORD MOTOR CREDIT CO. LLC

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