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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Aaron Arthur Fredericks

International Other, Criminal, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

10 Longwalk Rd, Franklin, MA 02038

Alan M. Cohen

Collection, Collection, Collection, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

550 Worcester Rd, Framingham, MA 01702

Albert Lee Hutton

Business, Collection, Contract

Status: In Good Standing Licensed: 69 Years

CONTACT

5230 Washington Street, West Roxbury, MA 02132

Alison E. Mclaughlin

Divorce, Child Custody, Collection, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

449 Waltham St, West Newton, MA 02465

Amy Marie Frisella

Business, Collection, Contract

Status: In Good Standing Licensed: 23 Years

CONTACT

78 Fiske Hill Road, Sturbridge, MA 01566

Andrew M. Porter

Collection

Status: Suspended Licensed: 36 Years

CONTACT

847 Washington Street, Holliston, MA 01746

Bruce F. Smith

Government, Civil Rights, Business, Collection

Status: In Good Standing

CONTACT

120 Seaver Street, Brookline, MA 02445

Chesley Oriel

Accident & Injury, Real Estate, Collection

Status: In Good Standing Licensed: 55 Years

FREE CONSULTATION

CONTACT

199 Wells Avenue, Newton, MA 02459

David S. Goldberg

Real Estate, Wills & Probate, Business, Collection, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

199 Wells Avenue, Newton, MA 02459

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT FILE

See credit report.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Webster Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Claudia H. Cornish

Aaron Arthur Fredericks

Alan M. Cohen

Albert Lee Hutton

Alison E. Mclaughlin

Amy Marie Frisella

Andrew M. Porter

Bruce F. Smith

Chesley Oriel

David S. Goldberg

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

PRESUMED ABUSE

TRUTH IN LENDING ACT (TILA)

FRAUDULENT TRANSFER

CREDIT FILE

SECRET WARRANTY PROGRAM

CHAPTER 13 BANKRUPTCY

C CORPORATION

MEETING OF CREDITORS

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