Westchester Bankruptcy & Debt Lawyer, Illinois, page 5

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Lawrence Oldfield

Criminal, Collection, Litigation, Estate Planning

Status: In Good Standing Licensed: 52 Years

CONTACT

2021 Midwest Rd., Oak Brook, IL 60523

James Chesloe

Bankruptcy, Divorce, Criminal, Family Law

Status: In Good Standing Licensed: 38 Years

CONTACT

5650 South Brainard Avenue, La Grange, IL 60525

Gary Paul Mcfarling

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

1701 S 1St Ave, Maywood, IL 60153

Gary Mcfarling

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

1701 S 1St Ave, Maywood, IL 60153

Craig Smith

Commercial Real Estate, Litigation, Civil Rights, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

1011 Lake St, Oak Park, IL 60301

John Dominic Spina

Real Estate, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

7824 W Cortland St, Elmwood Park, IL 60707

Michael Navarro

Collection, Transactions, Workers' Compensation, Personal Injury

Status: In Good Standing Licensed: 13 Years

CONTACT

1200 Harger Road, Oak Brook, IL 60523

Kathy M. Ryan

Identity Theft, Merger & Acquisition, Collection, Car Accident

Status: In Good Standing

CONTACT

2021 Midwest Road, Oak Brook, IL 60523

Wesley C Zaba

Real Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

200 E. Chicago Avenue, Westmont, IL 60559

George I. Sarolas

Family Law, Divorce, Transactions, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

7234 W North Ave, Elmwood Park, IL 60707

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FCBA

See Fair Credit Billing Act.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

Westchester Bankruptcy & Debt Lawyer, Illinois, page 5

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Lawrence Oldfield

James Chesloe

Gary Paul Mcfarling

Gary Mcfarling

Craig Smith

John Dominic Spina

Michael Navarro

Kathy M. Ryan

Wesley C Zaba

George I. Sarolas

TIPS

LEGAL TERMS

REDEMPTION

FCBA

NONPROFIT CORPORATION

GRACE PERIOD

DEBT COLLECTOR

TRADE NAME

UNSECURED DEBT

CREDIT INSURANCE

CREDIT FILE

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