Wixom Bankruptcy & Debt Lawyer, Michigan, page 4

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M.G. Moore
About | Practice Areas
411 Bankruptcy Relief
17800 Woodward Ave Suite LL3 Detroit, MI 48203» view map
Bankruptcy & Debt
When Life Happens, We're Here To Help.

A legal practitioner for nearly 20 years, Ms. Moore represents consumers and small businesses under the U.S. Bankruptcy Code.

800-960-9280
1. M.G. Moore Detroit, MI
  Attorney at Law - MI, 2002
2. About411 Bankruptcy Relief
  Legal practitioner for nearly 20 years.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Larkin

Criminal, Bankruptcy, Bed Bug, Animal Bite

Status: In Good Standing Licensed: 33 Years

CONTACT

33680 Five Mile Rd, Livonia, MI 48154

Uday Gorrepati

Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

38281 Schoolcraft Road, Livonia, MI 48150

Joseph W. Larkin

Landlord-Tenant, Contract, Collection, Medical Malpractice

Status: In Good Standing Licensed: 35 Years

CONTACT

33680 Five Mile Rd, Livonia, MI 48154

Richard D. Fessler

Estate Planning, Consumer Rights, Consumer Bankruptcy, Agriculture

Status: In Good Standing Licensed: 52 Years

CONTACT

1993 Porter Rd, White Lake, MI 48383

John Larkin

Traffic, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

33680 5 Mile Rd, Livonia, MI 48154

Matthew P. Lapham

Estate Planning, Employee Rights, Elder Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

32523 Grand River Ave, Farmington, MI 48336

Theodore J. Johnson

Wills & Probate, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

409 Plymouth Rd, Plymouth, MI 48170

Linda G. Anderson

Landlord-Tenant, Real Estate, Estate Planning, Contract, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

13407 Farmington Rd, Livonia, MI 48150

Ronald D. Ambrose

Traffic, Federal Appellate Practice, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

16818 Farmington Rd, Livonia, MI 48154

Michael J. Cherrin

Consumer Rights, Elder Law, Civil & Human Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 56 Years

CONTACT

4335 Foxpointe Dr, West Bloomfield, MI 48323

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Wixom Bankruptcy & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

411 Bankruptcy Relief

SPONSORED LAWYERS

John Larkin

Uday Gorrepati

Joseph W. Larkin

Richard D. Fessler

John Larkin

Matthew P. Lapham

Theodore J. Johnson

Linda G. Anderson

Ronald D. Ambrose

Michael J. Cherrin

TIPS

LEGAL TERMS

SETOFF

CREDIT BUREAU

UNDUE HARDSHIP

GRACE PERIOD

INTEREST

PRESUMED ABUSE

DEBT COLLECTOR

NONDISCHARGEABLE DEBTS

LOSS DAMAGE WAIVER (LDW)

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