Woodacre Credit & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Maureen Patricia Mcgee

Education, Construction, Dispute Resolution, Credit & Debt

Status: Inactive Licensed: 31 Years

CONTACT

23 Cherne Ln, San Anselmo, CA 94960

Peter Shamaon Esho

Litigation, Credit & Debt, Employee Rights, Corporate

Status: In Good Standing

CONTACT

4040 Civic Center Dr, San Rafael, CA 94903

Robert E. Meshel

Employee Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 61 Years

CONTACT

360 Evergreen Dr, Greenbrae, CA 94904

Spencer Paul Scheer

Real Estate, Consumer Protection, Lending, Credit & Debt, Credit & Debt

Status: In Good Standing

CONTACT

155 N Redwood Dr, San Rafael, CA 94903

Robert Anthony Casper

DUI-DWI, Criminal, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

1000 4Th St, San Rafael, CA 94901

Peter Hadiaris

Employment, Bankruptcy & Debt, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

23 Pleasant Lane, San Rafael, CA 94901

Barrett Ramsey Pierce Schaefer

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

790 Mission Ave, San Rafael, CA 94901

Sydney Elise Fairbairn

Trusts, Corporate, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 39 Years

CONTACT

269 Posada Del Sol, Novato, CA 94949

Martin M. Fleisher

Commercial Real Estate, Foreign Investment, Corporate, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

336 Bon Air Ctr, Greenbrae, CA 94904

Jeffrey James Goodrich

Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

336 Bon Air Ctr, Greenbrae, CA 94904

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Woodacre Credit & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Maureen Patricia Mcgee

Peter Shamaon Esho

Robert E. Meshel

Spencer Paul Scheer

Robert Anthony Casper

Peter Hadiaris

Barrett Ramsey Pierce Schaefer

Sydney Elise Fairbairn

Martin M. Fleisher

Jeffrey James Goodrich

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR LABOR STANDARDS ACT (FLSA)

ABUSE

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

DEBT COLLECTOR

MEETING OF CREDITORS

FAIR CREDIT BILLING ACT (FCBA)

INTEREST

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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