Woodland Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Peter Warren Singer

Collection, Commercial Real Estate, Administrative Law

Status: In Good Standing Licensed: 37 Years

CONTACT

909 W 8Th St, San Diego, CA 92112

Stephen Michael Reynolds

Litigation, Reorganization, Collection, Consumer Bankruptcy, Commercial Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

424 2nd St, Davis, CA 95616

Christine Harris Reysner

Criminal, Civil & Human Rights, Collection, Defamation & Slander

Status: In Good Standing Licensed: 25 Years

CONTACT

2701 Del Paso Rd, Sacramento, CA 95835

Barry H Spitzer

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

2150 River Plaza Dr, Sacramento, CA 95833

Tanya Kim Harris

Estate, Civil Rights, Business, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

2945 Ramco St, West Sacramento, CA 95691

Linda Dianne Deos

Other, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

428 J Street, Sacramento, CA 95814

Ace Thomas Tate

Oil & Gas, Employee Rights, Contract, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

455 Capitol Mall, Sacramento, CA 95814

Jennifer Karin Tucker

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

901 G St, Sacramento, CA 95814

Casey Richard Newton

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

901 G St, Sacramento, CA 95814

Lauren Evelyn Miller

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

901 G St, Sacramento, CA 95814

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Woodland Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Peter Warren Singer

Stephen Michael Reynolds

Christine Harris Reysner

Barry H Spitzer

Tanya Kim Harris

Linda Dianne Deos

Ace Thomas Tate

Jennifer Karin Tucker

Casey Richard Newton

Lauren Evelyn Miller

TIPS

LEGAL TERMS

GRACE PERIOD

TOXIC TORT

CREDITOR

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

UNDUE HARDSHIP

NUISANCE FEES

LOSS DAMAGE WAIVER (LDW)

SOLE PROPRIETORSHIP

CURRENT MONTHLY INCOME

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