Woodland Collection Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Stephen Michael Reynolds

Litigation, Reorganization, Collection, Consumer Bankruptcy, Commercial Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

424 2nd St, Davis, CA 95616

Nathaniel Colin Stephenson

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 8 Years

CONTACT

901 G St, Sacramento, CA 95814

Ace Thomas Tate

Oil & Gas, Employee Rights, Contract, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

455 Capitol Mall, Sacramento, CA 95814

Jennifer Jordan Tachera

Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

4940 Crestwood Way, Sacramento, CA 95822

Jennifer Karin Tucker

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

901 G St, Sacramento, CA 95814

Leland Douglass Washington

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

901 G St, Sacramento, CA 95814

Lauren Evelyn Miller

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

901 G St, Sacramento, CA 95814

Jeffery Scott Harry

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

901 G St, Sacramento, CA 95814

Scott Eric Torguson

Commercial Real Estate, Motor Vehicle, Commercial Banks, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

1300 I St, Sacramento, CA 95814

Courtney Joy Martin

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

901 G St, Sacramento, CA 95814

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Woodland Collection Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Stephen Michael Reynolds

Nathaniel Colin Stephenson

Ace Thomas Tate

Jennifer Jordan Tachera

Jennifer Karin Tucker

Leland Douglass Washington

Lauren Evelyn Miller

Jeffery Scott Harry

Scott Eric Torguson

Courtney Joy Martin

TIPS

LEGAL TERMS

GRACE PERIOD

SOLE PROPRIETORSHIP

UNDUE HARDSHIP

COLLATERAL

CREDIT COUNSELING

CREDITOR

TRUTH IN LENDING ACT (TILA)

REAFFIRMATION

CHAPTER 7 BANKRUPTCY

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